Business Details
13 Years
experience
Your Trusted Partner for Commercial Insurance Solutions
FTR Insurance Service was founded in 2013 with a mission to provide tailored risk management solutions for small to mid-sized businesses. Our team brings over 25 years of industry experience, leveraging strategic underwriting appointments to evaluate businesses and align insurance requirements for real risk mitigation. We specialize in identifying coverage gaps through detailed policy analysis and work closely with clients to explain coverages and recommend solutions that reduce exposures. Our dedicated claims team ensures fast, fair service, guiding clients through the claims process with efficiency and accuracy.We exclusively represent insurance companies with proven records of settling claims promptly and fairly, prioritizing client needs. Our hands-on approach focuses on understanding each client's unique industry challenges, work environment, and threats to develop customized protection plans. As an independent agent, we offer access to a wide range of domestic and global coverage options, continuously reviewing market standards to maintain high-quality service. Our investment in training and technology ensures professional and efficient account management for every client.
Services
Commercial Property
General Liability
Commercial Auto
Workers Compensation
Employment Practices Liability
Inland Marine
Umbrella/Excess Liability
Agribusiness Insurance
Manufacturing Risks
Business Income Interruption
Details
- Year established: 2013
Highlights and features
- We offer over 25 years of industry experience in commercial risk management.
- Our team conducts detailed policy analysis to identify coverage gaps and exposures.
- We provide dedicated claims support with fast, fair service and guidance.
- We exclusively represent insurers with proven records of prompt claim settlements.
- Our hands-on approach focuses on understanding unique industry-specific challenges.
Services
General Liability
General Liability Insurance protects businesses from lawsuits related to property damage or personal injury. This coverage includes medical expenses, attorney fees, and damages when legally responsible. It addresses unforeseen situations like slip-and-fall accidents or property damage caused by business operations, ensuring comprehensive protection for businesses of all sizes.
Workers Compensation
Workers Compensation provides medical care and income replacement for employees injured on the job. This coverage protects businesses from lawsuits arising from workplace accidents while promoting employee loyalty. We offer safety assessments and customizable training materials to help prevent workplace injuries and manage regulatory compliance across different states.
Commercial Property
Commercial Property Insurance safeguards business assets including buildings, inventory, signage, and equipment. It covers losses from fire, theft, or natural disasters and includes Business Income Interruption coverage. This protection ensures business continuity when operations are disrupted by covered events, helping maintain financial stability during recovery periods.
Employment Practices Liability
Employment Practices Liability Insurance protects against lawsuits from employment-related claims like discrimination, harassment, or wrongful termination. This coverage addresses increasing risks from disgruntled employees and helps businesses maintain legal compliance. We assist in determining appropriate policy limits to protect against spurious lawsuits while ensuring regulatory adherence.
Commercial Auto
Commercial Auto Insurance protects business vehicles and drivers from risks associated with road conditions and uninsured motorists. This coverage applies to company-owned vehicles and personal vehicles used for business purposes. We help determine appropriate coverage options to protect against accidents, property damage, and liability claims arising from business-related vehicle use.
Questions
What types of businesses do you specialize in insuring?
We specialize in insuring small to mid-sized businesses across industries including manufacturing, agribusiness, and commercial operations requiring tailored risk management solutions.
How do you help businesses with claims processing?
Our dedicated team provides fast, fair claims assistance with step-by-step guidance to ensure efficient resolution and minimal business disruption during claim settlements.
Do you offer specialized insurance programs?
Yes, we offer specialized programs for specific industries through strategic partnerships with insurers that provide customized coverage and competitive pricing options.
How do you identify coverage gaps in existing policies?
Our team conducts detailed policy analysis line-by-line to identify coverage inadequacies and recommend tailored solutions that address specific business exposures.
What risk management resources do you provide?
We offer free customizable safety assessments and training materials to help prevent workplace injuries and improve overall business risk mitigation strategies.
