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Your Trusted Insurance Partner in Chandler, AZ
Michaels & Associates has been serving Arizona families and businesses for nearly four decades, specializing in personalized health, life, and long-term care insurance solutions. Our family-owned operation prioritizes lasting client relationships by offering name-brand products with a professional yet tailored approach. With expertise in ACA-compliant plans, Medicare Advantage, and supplemental policies, we guide clients through complex insurance landscapes while emphasizing transparency and education. Our team in Chandler, Arizona, remains committed to addressing individual and corporate needs with integrity and local market knowledge.
Services
Health Insurance Life Insurance Medicare Plans Dental Insurance Vision Insurance Long-Term Care Insurance ACA-Compliant Policies Short-Term Medical Plans Medigap Supplements Prescription Drug Plans
Highlights and features
  • We offer 40 years of experience in Arizona health and life insurance solutions.
  • Our family-owned agency prioritizes personalized service and client education.
  • We provide comprehensive coverage options, including ACA-compliant and Medicare plans.
  • Our team specializes in long-term care insurance tailored to future needs.
  • We maintain partnerships with top carriers like Delta Dental and Blue Cross.
What people say
Helpful, attentive, and patient Professional services and personal integrity Impeccable service for diverse needs Well-rounded, no-nonsense approach Family experience with consistent quality
Services
Health Insurance
We provide ACA-compliant health insurance plans for individuals and families, including major medical and short-term options. Our policies cover doctor visits, prescriptions, hospitalizations, and surgeries through PPO and HMO networks. With expertise in Arizona-specific regulations, we help clients select plans matching their healthcare needs and budget.
Medicare Plans
Our Medicare solutions include Advantage Plans (Part C), Supplement Insurance (Medigap), and Prescription Drug Plans (Part D). We offer personalized consultations to help seniors navigate coverage options, enrollment periods, and carrier-specific benefits while ensuring compliance with federal regulations.
Long-Term Care Insurance
We specialize in long-term care policies covering nursing home stays, home healthcare, and assisted living facilities. Our plans feature customizable benefit periods, inflation protection options, and household discounts to help protect assets while ensuring quality care for aging individuals.
Life Insurance
We offer term life, whole life, and universal life insurance policies with flexible premium structures. Our solutions address temporary needs like mortgage protection and permanent estate planning requirements while providing cash value accumulation options for long-term financial security.
Dental Insurance
Our dental plans through Delta Dental and Blue Cross provide preventive, restorative, and major dental care coverage. We offer PPO networks with access to thousands of dentists across Arizona, with optional vision insurance add-ons for comprehensive wellness protection.
People
Kevin
Medicare Specialist
Kevin specializes in Medicare Advantage Plans and supplemental insurance, providing personalized consultations to Arizona seniors. With over 15 years in insurance sales, he helps clients navigate enrollment periods, coverage options, and carrier-specific benefits.
Tammy
Insurance Agent
Tammy assists clients with dental, vision, and health insurance applications, specializing in online enrollment processes. She has worked with Michaels and Associates for over a decade, managing relationships with carriers like Delta Dental and VSP.
Questions
What health insurance options are available for self-employed individuals?
We offer ACA-compliant major medical plans and short-term policies tailored to self-employed clients' needs.
Do you provide Medicare Advantage Plan enrollment assistance?
Yes, we offer Medicare Advantage Plans and can schedule personalized consultations with Kevin.
What long-term care insurance benefits are available?
Our policies cover nursing home care, home care, and assisted living facilities with customizable benefit periods.
Can I purchase standalone vision insurance?
Vision insurance requires a dental plan purchase through Delta Dental or VSP.
What life insurance types do you offer?
We provide term life, whole life, universal life, and variable life insurance policies from multiple carriers.
When is the next ACA open enrollment period?
Open enrollment for 2026 coverage runs November 1, 2025, through January 15, 2026.