Business Details
41 Years
experience
Emergency
services
Your Trusted Insurance Partner in California
Southeast Counties Insurance has been dedicated to serving California residents since 1985, providing comprehensive insurance solutions tailored to individual, family, and business needs. Our mission centers on delivering quality protection, superior customer service, and competitive rates across auto, homeowners, commercial, renters, and umbrella insurance. With an extensive network of providers, we ensure clients receive coverage from reputable carriers while maintaining a commitment to personalized service and financial security. Our team of professionals prioritizes client education, policy customization, and long-term stability, reflecting decades of industry experience and a focus on community-driven service. 
Services
Auto Insurance
Business Insurance
Homeowners Insurance
Renters Insurance
Umbrella Insurance
Mechanical Breakdown Protection
Commercial Auto Insurance
Flood Insurance
Earthquake Coverage
Workers Comp Coverage
Details
- Year established: 1985
Highlights and features
- We offer competitive rates and personalized policy customization since 1985.
- Our extensive carrier network ensures comprehensive coverage options for all clients.
- We provide 24-hour roadside assistance with Mechanical Breakdown Protection plans.
- No broker fees guarantee transparent and affordable insurance solutions.
- Our agents specialize in re-shopping policies to adapt to life or driving changes.
Services
Auto Insurance
We provide comprehensive auto insurance solutions including standard, collector, exotic, and commercial vehicle coverage. Our policies protect against liability, collision, and roadside emergencies while offering discounts for multi-policy holders, safe drivers, and seniors. With flexible plans and 24-hour assistance, we ensure drivers across California receive tailored protection at competitive rates.
Homeowners Insurance
Our homeowners insurance safeguards residential properties against fire, theft, and natural disasters. Coverage includes dwelling protection, condo/townhouse policies, and earthquake riders. We help clients secure mortgage-compliant policies while offering discounts for security systems and higher deductibles. Our agents specialize in customizing coverage to protect clients' largest financial investments.
Business Insurance
We offer business insurance packages protecting against property damage, liability claims, and operational risks. Policies include general liability, product liability, and business owner policies (BOP) tailored to industries like construction, retail, and pest control. Our specialists help businesses secure asset protection and continuity planning across California.
Mechanical Breakdown Protection
Our Mechanical Breakdown Protection (MBP) provides extended warranty coverage for vehicle repairs after manufacturer warranties expire. Plans include 24-hour roadside assistance, rental vehicle support, and nationwide repairs at licensed facilities. Available for new and pre-owned vehicles, MBP offers cost-effective protection with transferable coverage and no claims limits.
Umbrella Insurance
We provide umbrella insurance policies offering excess liability protection beyond standard auto or home policies. Coverage extends to bodily injury, property damage, and rental unit liabilities. Our agents help clients secure affordable plans that protect against catastrophic claims from incidents like dog bites or severe accidents, ensuring financial security for unexpected events.
Questions
What types of insurance do you offer?
We provide auto, homeowners, business, renters, umbrella, commercial auto, flood, and mechanical breakdown protection insurance across California.
How do you find competitive insurance rates?
Our independent agency partners with multiple top-rated carriers to secure the lowest rates while maintaining comprehensive coverage options for clients.
Can I re-shop my policy if my rates increase?
Yes, we help clients re-evaluate policies after life or driving changes to find potential savings through alternative coverage options.
Do you offer discounts?
We provide multi-policy, safe driver, senior, and security system discounts. Ask about specific eligibility requirements for your coverage type.
Is Mechanical Breakdown Protection worth it?
MBP offers cost-effective extended warranty coverage for vehicle repairs after manufacturer warranties expire, including roadside assistance and nationwide service options.
