Business Details
Your Trusted Partner for Insurance and Retirement Planning
At Set Sail Insurance Group, we specialize in providing comprehensive insurance and retirement solutions tailored to meet the unique needs of families and communities. Our approach centers on partnering with top-rated insurance providers to offer a diverse portfolio of products, ensuring clients receive guidance on the most competitive plans for life insurance, annuities, and retirement accounts. With a focus on legacy building and financial security, our team of experts brings decades of combined experience in assisting educators, retirees, and individuals in maximizing their financial potential. We pride ourselves on maintaining transparent, client-centric relationships, as evidenced by our numerous positive client testimonials highlighting personalized service and long-term trust.Our commitment to excellence is reflected in our selective partnerships with industry-leading carriers, including Allianz, American Equity, and Transamerica, among others. By prioritizing client education and needs-based solutions, we empower individuals to make informed decisions about their financial futures. Our services extend to Medicare Advantage plans, final expense insurance, and pension optimization, ensuring holistic coverage for clients at every life stage. Through a combination of technical expertise and compassionate service, we aim to simplify complex financial products and deliver peace of mind to our clients.
Services
Life Insurance
Retirement Accounts
Medicare Advantage
Annuities
Final Expense Insurance
Highlights and features
- We selectively partner with top-rated insurance providers for competitive plans
- Our team offers personalized guidance on retirement and legacy planning
- Decades of combined experience serving educators and retirees
- 20-minute contact guarantee for new client inquiries
- Diverse product portfolio from 30+ industry-leading carriers
What people say
Professional and knowledgeable
Patient and trustworthy guidance
Simplified complex financial processes
Long-term client relationships
Timely and thorough support
Services
Life Insurance
We offer comprehensive life insurance solutions including term, universal, and final expense policies. Our products provide death benefits, tax-free cash value accumulation, and accelerated benefits for critical illnesses. Clients receive tailored coverage options up to $1,000,000 with flexible term lengths and guaranteed rates. Our specialists help families protect financial futures while addressing mortgage, debt, and business transition needs.
Retirement Accounts
Our retirement planning services feature fixed annuities, indexed annuities, and IRA solutions. We specialize in pension optimization, 403(b) rollovers, and guaranteed lifetime income strategies. Clients benefit from multi-year guarantee contracts and income riders that transform investments into sustainable retirement income streams through partnerships with top-rated financial institutions.
Medicare Advantage
We provide Medicare Advantage plan comparisons and enrollment assistance. Our specialists help seniors evaluate coverage options, prescription drug benefits, and supplemental policies. With expertise in healthcare insurance regulations, we guide clients through plan selection while maintaining ongoing support for policy adjustments and benefit maximization.
Final Expense Insurance
Our final expense insurance offers permanent coverage up to $50,000 with no medical exams required. Policies include accelerated death benefits for terminal illness and accidental death coverage. This solution protects families from unexpected funeral costs while building tax-free cash value, ensuring dignified end-of-life arrangements without financial strain on loved ones.
Annuity Consultations
We deliver personalized annuity consultations for retirement income optimization. Services include policy reviews, transfer guidance, and customized income strategies. Our specialists analyze clients' financial situations to recommend appropriate fixed, indexed, or immediate annuity solutions that complement existing pensions and social security benefits for long-term financial security.
People
Mick Attardo
President, Founder
Retirement consultant with expertise in legacy building and pension optimization. Specializes in life insurance, annuities, and healthcare solutions for educators. Holds BA in Political Science from CSULB with focus on global politics. Active conservationist and surfer with deep California coastal community ties.
David Hunter
Vice President
Healthcare industry expert with 15+ years assisting Medicare recipients. Focuses on personalized service delivery and long-term client relationships. Specializes in simplifying complex healthcare insurance options for senior clients while maintaining timely, accessible support for policyholders.
Questions
What insurance products do you specialize in?
We specialize in life insurance (term, universal, final expense), annuities, Medicare Advantage plans, retirement accounts (IRAs, 403(b)s), and pension optimization strategies.
How do you help with retirement planning?
Our specialists analyze your financial situation to recommend annuities, fixed indexed products, and income riders that create sustainable retirement income streams complementing pensions and social security.
Are your services limited to California residents?
While based in California, we serve clients nationwide through virtual consultations and partnerships with major insurance providers across the United States.
What happens after submitting a quote request?
Our licensed agents contact you within 20 minutes to discuss coverage options, answer questions, and guide you through the enrollment process for selected insurance products.
Do you offer Medicare enrollment assistance?
Yes, our team provides comprehensive Medicare Advantage plan comparisons, helping seniors evaluate coverage options, prescription benefits, and supplemental insurance requirements.
How are your insurance rates structured?
Rates are determined by age, health status, and policy terms. We work with multiple carriers to find competitive pricing while offering guaranteed rate options for long-term financial planning.
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