Call Now
Website
Call
Business Details
37 Years
experience
Your Trusted Insurance Partner in Cincinnati, OH
Established in 1989, Dwyer Insurance has built a reputation on providing superior protection and personalized service to families and businesses across the tri-state area. Our team of licensed professionals brings over 100 years of combined experience, offering tailored insurance solutions for auto, home, life, business, and umbrella policies. Licensed in Ohio, Kentucky, Indiana, and Illinois, we prioritize long-term client relationships and transparent communication.

By representing top-tier insurance carriers, we ensure competitive rates and comprehensive coverage while maintaining prompt, courteous service. Our commitment to community and family values drives our approach to helping clients navigate complex insurance decisions with confidence.
Services
Auto Insurance Home Insurance Life Insurance Business Insurance Umbrella Insurance
Details
  • Year established: 1989
Highlights and features
  • We have over 100 years of combined experience in the insurance industry
  • Our team provides personalized service tailored to individual client needs
  • Licensed to serve clients across Ohio, Kentucky, Indiana, and Illinois
  • We offer comprehensive coverage options from top-rated insurance carriers
  • Our family-owned agency prioritizes long-term client relationships and transparency
What people say
Superior customer support Save money grouping policies Quick response times Trusted advisors Competitive pricing
Services
Auto Insurance
Our auto insurance policies protect drivers with customizable coverage options, including liability, collision, and comprehensive protection. As independent agents, we compare rates from multiple carriers to find cost-effective solutions that meet state requirements and individual needs. With 24/7 claims support and flexible payment plans, we ensure drivers maintain continuous coverage without financial strain.
Home Insurance
We offer comprehensive home insurance policies covering structural damage, personal belongings, and liability protection. Our agents assess individual property risks to recommend appropriate coverage limits and additional endorsements like flood or earthquake insurance. Policyholders benefit from claims assistance and premium discounts for bundling multiple policies with our agency.
Life Insurance
Our life insurance solutions include term and permanent policies designed to protect families financially in case of unexpected death. We help clients determine appropriate coverage amounts based on income replacement needs, mortgage obligations, and future education costs. With options from multiple carriers, we find policies that balance premium costs with long-term financial protection.
Business Insurance
We provide tailored business insurance packages protecting against property damage, liability claims, and operational disruptions. Our commercial policies cover general liability, property insurance, workers' compensation, and specialized industry-specific protections. With expertise in risk management strategies, we help businesses maintain continuity through unexpected challenges while ensuring compliance with regulatory requirements.
Umbrella Insurance
Our umbrella insurance policies offer additional liability protection beyond standard home and auto policy limits. This coverage extends to legal defense costs and settlements exceeding primary policy limits, providing financial security against catastrophic claims. With minimal premium increases, policyholders gain significant risk protection and potential discounts on existing insurance policies.
People
Daniel T. Dwyer, Sr.
Founder
With over 60 years in the insurance industry, Dan Dwyer Sr. established our agency in 1989 after starting his career at Maryland Casualty Company in 1960. His commitment to client service remains our foundation.
Daniel T. Dwyer, Jr.
Insurance Agent
A licensed agent since 1991, Dan Dwyer Jr. brings military service experience and decades of local insurance expertise to help clients protect their assets and families.
Brady Renners
Insurance Agent
With 28 years of agency ownership experience, Brady Renners joined our team in 2023, offering specialized knowledge in personal and commercial insurance solutions for Greater Cincinnati residents.
Lori Caldwell
Insurance Agent
A licensed agent since 1983, Lori Caldwell combines extensive insurance knowledge with personalized service, helping clients navigate complex coverage decisions with clarity and confidence.
Marty J. Dwyer
Insurance Agent
Joining the agency in 1997, Marty Dwyer provides comprehensive insurance solutions, leveraging his deep understanding of property and casualty products to protect clients' financial interests.
Questions
What types of insurance do you offer?
We provide auto, home, life, business, and umbrella insurance policies tailored to individual and commercial client needs across the tri-state area.
How can I get a free insurance quote?
Request a free quote through our website or contact our Cincinnati office directly at 513-389-4100 for personalized coverage analysis.
Are your insurance agents licensed?
All our agents maintain active licenses in Ohio, Kentucky, Indiana, and Illinois, with decades of combined industry experience.
Do you offer multi-policy discounts?
Yes, we provide bundling discounts for clients who combine multiple insurance products through our agency.
How quickly can I get proof of insurance?
Our clients receive proof of coverage documents via email within 15 minutes during business hours for urgent needs like vehicle registration.
What areas do you serve?
We primarily serve Cincinnati, OH, Florence, KY, and surrounding communities in Ohio, Kentucky, and Indiana.