Business Details
26 Years
experience
Trusted Martial Arts Insurance Coverage
Karate Insurance has specialized in martial arts coverage since 2000, founded by Don Baldwin, a licensed insurance professional with deep industry expertise. Our agency understands the unique risks faced by martial arts schools, tournaments, and instructors, offering tailored liability and accident insurance programs. With over 2,000 schools insured nationwide, we combine decades of experience with personalized service to protect clients across all 50 states.Our team's martial arts background ensures policies address specific operational needs, from property coverage to event-specific protection. We prioritize transparency, competitive pricing starting at $450 annually for schools, and flexible financing options. Backed by comprehensive support tools and a client-centric approach, we help studios, yoga instructors, and event organizers mitigate financial risks while focusing on their core mission.
Services
Martial Arts School Insurance
Tournament Event Coverage
MMA Insurance
Yoga Studio Policies
Dance School Protection
Details
- Year established: 2000
Highlights and features
- 20+ years of martial arts insurance expertise since 2000
- Personalized planning with industry-specific knowledge
- Competitive rates starting at $450/year for schools
- Flexible financing options available
- Free insurance quotes with no-obligation consultations
Services
Martial Arts School Insurance
Comprehensive liability and accident insurance for martial arts studios. Covers medical expenses up to $100,000, accidental death/disability benefits, and general liability starting at $450/year. Includes staff protection and customizable add-ons for equipment and events.
Tournament Event Insurance
Specialized protection for martial arts tournaments and camps. Provides $10,000 medical expense benefits, $1M liability coverage, and optional add-ons. Premiums start at $373 for day campers with flexible pricing based on participant counts.
MMA Tournament Insurance
Tailored policies meeting state athletic commission requirements. Includes spectator liability up to $3M aggregate and fighter accident coverage. Pricing starts at $475 with customizable limits for events with 1,500+ attendees.
Yoga Studio Insurance
Liability protection with $1M coverage for yoga and fitness studios. Annual premiums start at $450, including staff and student protection. Offers financing options and customizable medical expense benefits.
Dance School Insurance
Customizable insurance plans for dance studios with liability coverage and accident benefits. Includes waiver form templates and flexible pricing based on student enrollment and facility size.
People
Don Baldwin
Owner
Insurance specialist with 20+ years of martial arts industry experience. Licensed in all 50 states, Don combines Aikido practice with tailored insurance solutions for schools and tournaments nationwide.
Questions
Do you provide financing options?
Yes, we offer premium financing with 20% down plus $60 interest fee, followed by six monthly installments. Minimum premium financing requires $150 down payment.
How does coverage work for schools with over 50 students?
Premiums adjust annually based on student count. Starting below or exceeding 50 students doesn't trigger mid-term rate changes - we only update pricing at policy renewal.
How can I obtain a free insurance quote?
Use our online quote tool or call 888-868-1164. Our system generates instant estimates based on school size, location, and coverage requirements without obligation.
What does martial arts insurance typically cost?
School policies start at $450/year. Tournament coverage begins at $373. MMA event liability ranges from $475-$1,725. Yoga studio insurance starts at $450 annual premium.
Can I see sample policies before purchasing?
Yes, we provide sample policy documents outlining coverage details, exclusions, and benefit structures for martial arts schools, tournaments, and fitness studios.
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