Georgia Guard Insurance Trust

The Georgia Guard Insurance Trust (GGIT) was founded in 1984 with the goal of providing group term life insurance to members of the Georgia National Guard, their spouses, and dependent children. As a nonprofit organization, the primary purpose of the GGIT is to promote meritorious and worthwhile activities of the Georgia National Guard, such as scholarships for Guard Members, spouses, dependent children, and grandchildren.

Since its inception, the GGIT has been dedicated to providing its members with top-notch insurance coverage at an affordable rate. Our premium rates are economical, with an individual premium rate of only 40 cents per thousand dollars of insurance, regardless of age. For example, you can insure your spouse and all dependent children under the age of 21 (25 if a full-time student) for $10,000 each for $6.70 per month.

We understand the importance of providing for your loved ones in the event of your passing. That's why we offer a range of coverage options, including term life insurance, which provides a death benefit to your named beneficiary in the event of your death. Our term life insurance policy also provides a conversion privilege, allowing you to convert your coverage to a whole life policy at age 60 or 65, without the need for medical examination or inquiries.

Our insurance underwriter, 5 Star Life Insurance Company, is an A- (Excellent) rated insurance company by AM Best. We strive to provide our members with the best possible coverage at a price that fits their budget.

Life Insurance Benefits

As a member of the Georgia Guard Insurance Trust, you can enjoy the following benefits:

• A $1,000 non-contributory basic member death benefit, provided by the Georgia Guard Insurance Trust
• Optional coverage funded through life insurance underwritten by 5Star Life Insurance Company, with coverage options ranging from $10,000 to $50,000
• Individual certificates provided for each member enrolled
• A conversion privilege, allowing you to convert your coverage to a whole life policy at age 60 or 65
• No exclusions in our insurance policy
• Premium rates that are economical, with an individual premium rate of only 40 cents per thousand dollars of insurance, regardless of age

At the GGIT, we are committed to providing our members with the best possible coverage and service. If you have any questions or concerns, please do not hesitate to contact us.