Ocean State Insurance

At Ocean State Insurance, we take pride in being a locally owned and operated business, serving the beautiful community of Jacksonville Beach, Florida. With over 20 years of experience in the independent insurance business, our team of expert agents understand the unique insurance needs of individuals, families, and businesses. We are dedicated to providing personalized service, expert guidance, and competitive rates to ensure our clients are adequately protected.

Our Services

We offer a wide range of insurance services to cater to the diverse needs of our clients. Our insurance portfolio includes:

Home Insurance

Whether you own or rent a property, we can provide you with the best possible coverage options for your home and its contents. Our agents will work closely with you to understand your needs and provide you with a tailored policy that meets your requirements.

Auto Insurance

We understand the importance of finding the right auto insurance policy. Our agents will guide you through the process, ensuring you receive the best possible coverage options from our network of carrier partners. We offer personalized services, including:

• Personal Injury Protection (PIP) - Mandatory in Florida
• Collision - Insures against loss in a collision
• Comprehensive - Covers damage from non-collision incidents
• Medical - Pays for medical expenses after an accident
• Property Damage Liability - Covers damages caused to someone else's property
• Uninsured Motorist Coverage - Covers medical expenses in case of an accident with an uninsured driver

Specialized Insurance

We also offer specialized insurance options, including:

• Antique Auto Coverage - Liability and Physical Damage Insurance for Collector Cars
• Motorcycle Insurance - Covers cruiser bikes, sports bikes, dirt bikes, and custom bikes
• RV Insurance - Provides specialized coverage for recreational vehicles
• Boat Insurance - Insures boats and watercraft
• Builders Risk Insurance - Covers construction projects and buildings
• Commercial General Liability Insurance - Protects businesses from liability claims

At Ocean State Insurance

We are committed to providing exceptional customer service, expert guidance, and competitive rates. Our team of experienced agents will work closely with you to understand your unique insurance needs and provide tailored solutions. Contact us today to learn more about our services and how we can help you protect your assets.