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Your Trusted Insurance Partner in Lake Jackson, TX
Apple Insurance Agency, located in Lake Jackson, Texas, has been serving clients across Brazoria County and surrounding areas since our founding. We specialize in providing personalized insurance solutions for personal auto, commercial vehicles, recreational vehicles, boats, and renters. As independent agents representing multiple insurance companies, we leverage competitive market dynamics to secure tailored coverage at optimal rates. Our team prioritizes long-term client relationships through ongoing policy reviews and recommendations aligned with evolving needs. We meticulously select partner insurers based on pricing competitiveness, product comprehensiveness, and claims responsiveness.

Our approach ensures clients receive customized protection plans that balance robust coverage with cost efficiency. With decades of combined experience in risk management, our advisors deliver expert guidance to both individual and business clients. We maintain transparency in all recommendations, ensuring clients understand policy details and coverage limitations. Our commitment to service excellence is demonstrated through flexible scheduling, including weekend appointments, and proactive client communication. This dedication to personalized service has established us as a trusted insurance advisor in the Brazoria County community.
Services
Auto Insurance Commercial Auto Insurance Recreational Vehicle Insurance Boat Insurance Renters Insurance
Highlights and features
  • We offer personalized insurance solutions tailored to individual client needs
  • Our independent agency model provides access to multiple insurance carriers
  • We guarantee competitive pricing through market competition between insurers
  • Our team provides 24/7 emergency support for policyholder emergencies
  • We conduct annual policy reviews to ensure continued coverage adequacy
What people say
Save me $1,100 a year Sweetest and very professional staff Courtesy payment reminders Extremely friendly office Helped with complex coverage needs
Services
Auto Insurance
We provide comprehensive auto insurance coverage tailored to individual driver profiles. Our policies include liability protection, collision coverage, and specialized options like rideshare insurance. With access to multiple carriers, we secure competitive rates while ensuring adequate protection for both standard and high-risk drivers.
Commercial Auto Insurance
Our commercial auto policies protect business vehicles against liability claims and physical damage. Coverage includes fleet management solutions, cargo protection, and specialized endorsements for delivery services. We help businesses select appropriate limits based on operational risks and regulatory requirements.
Recreational Vehicle Insurance
We offer specialized RV insurance covering motorhomes, travel trailers, and campers. Policies include physical damage protection, personal property coverage, and roadside assistance tailored to recreational vehicle owners. Our agents help clients understand the differences between RV and standard auto insurance requirements.
Boat Insurance
Our boat insurance policies provide coverage for various watercraft including liability protection, physical damage coverage, and emergency assistance. We help clients navigate specific marine insurance requirements and secure appropriate coverage based on vessel type and usage patterns.
Renters Insurance
We provide affordable renters insurance protecting personal belongings against common risks. Our policies include liability coverage, additional living expenses, and specialized protections for high-value items. We help tenants understand their responsibilities versus landlord coverage limitations.
People
Chris Heinemeyer
Owner
With over 15 years in the insurance industry, Chris specializes in finding affordable coverage solutions for both personal and commercial clients. He actively participates in policy reviews and maintains direct client relationships.
Angie Heinemeyer Bowers
Office Manager
As office manager, Angie oversees daily operations and client service standards. She assists with policy administration and ensures efficient claims processing for all client accounts.
Diane Heinemeyer Davis
Accounting Specialist
Diane manages financial operations and billing processes. She ensures accurate policy documentation and maintains client account records with meticulous attention to detail.
Joe Davis
Sales Agent
Joe focuses on new client acquisition and policy consultations. He helps clients understand coverage options and facilitates the quote-to-policy transition process for new insurance placements.
Questions
What types of insurance do you offer?
We provide auto, commercial auto, recreational vehicle, boat, and renters insurance policies tailored to individual and business client needs.
Can you help with high-risk driver insurance?
Yes, we specialize in finding coverage for drivers with imperfect records through our network of specialized insurance carriers.
Do you offer policy discounts?
We help clients qualify for available discounts through bundling policies, maintaining good credit, and implementing safety features in insured vehicles.
How can I get a policy quote?
Request a free quote through our website or contact our office directly for personalized coverage recommendations and pricing.
Do you provide 24/7 claims support?
We offer emergency assistance outside regular business hours for urgent policyholder needs through our after-hours claims referral system.
Can you help with SR-22 filings?
Yes, we assist clients with SR-22 insurance requirements and provide necessary documentation to meet legal compliance obligations.