Business Details
42 Years
experience
Your Trusted Insurance Partner in Rochester, NY
MGM Associates of Rochester has proudly served the insurance needs of New York since 1984. As a family-owned independent agency, we specialize in providing tailored insurance solutions for both personal and business clients. Our team works with multiple trusted carriers to ensure competitive pricing and comprehensive coverage options. Located in Penfield, NY, we prioritize personalized service and local community engagement. With decades of combined experience, our licensed agents offer expertise in commercial property, liability, auto, cyber liability, and employee benefits insurance. We are committed to helping clients navigate insurance complexities while maintaining transparency and client-centric service.Our dedication to excellence has earned us recognition as a Best Practices Agency by the Independent Agents Association five times. We provide free, no-obligation quotes and prioritize quick claim response times. Our loss prevention programs and supplemental coverage options ensure clients receive holistic risk management solutions. For over 40 years, we have built relationships based on trust, reliability, and a deep understanding of our clients' evolving insurance needs.
Services
Business Insurance
Personal Insurance
Employee Benefits
Commercial Property
General Liability
Commercial Auto
Cyber Liability
Group Benefits
Homeowners Insurance
Umbrella Coverage
Details
- Year established: 1984
Highlights and features
- We offer 40+ years of experience in New York insurance markets
- Our independent agency status provides access to multiple carriers
- We provide customized risk management solutions for unique client needs
- Our team includes licensed agents with specialized insurance expertise
- We guarantee quick claim response times through trusted carriers
Associations and certifications
- Independent Agents Association
Services
Business Owners Policy
Our Business Owners Policy combines property, liability, and business interruption coverage for small to medium-sized businesses. This customizable package offers cost-effective protection for home-based businesses, service providers, and contractors. We help clients add coverage for business auto, commercial property, or extended liability based on specific needs.
Commercial Property Insurance
We provide comprehensive protection for buildings, inventory, equipment, and tools against fire, vandalism, and natural disasters. Our independent agency helps clients determine appropriate coverage limits through third-party appraisals and offers supplemental coverage options like flood insurance and business income protection.
General Liability Insurance
This essential coverage protects businesses from financial loss due to property damage or personal injury claims. We offer standard general liability policies and additional coverage options including professional liability (E&O), employment practices liability, and directors & officers insurance for comprehensive risk management.
Commercial Auto Insurance
Our commercial auto policies cover company vehicles, hired cars, and employee-owned vehicles used for business purposes. Coverage includes bodily injury liability, property damage, and medical payments while providing protection for both owned and non-owned vehicles used in business operations.
Cyber Liability Insurance
We offer protection against financial losses from data breaches and cyber attacks. Our policies include first-party coverage for data restoration and business interruption, plus third-party coverage for legal claims. Features include cyber extortion protection, notification costs, and crisis management support for New York businesses.
Questions
What types of business insurance do you offer?
We offer Business Owners Policies, commercial property, general liability, commercial auto, cyber liability, workers compensation, and surety bonds for New York businesses.
Do you provide personal insurance coverage?
Yes, we offer auto, motorcycle, classic car, homeowners, renters, condo, flood, earthquake, umbrella, life, and health insurance policies for personal needs.
Why choose an independent insurance agent?
As an independent agency, we work with multiple carriers to find you the best coverage options and competitive pricing tailored to your specific needs.
Are you locally owned and operated?
Yes, we're a family-owned agency located in Penfield, NY, serving the Rochester area and all of New York State since 1984.
How can I get a free insurance quote?
You can request a free quote online or call us directly at 585-381-7008 to speak with one of our experienced insurance professionals.
What commercial insurance discounts are available?
We offer loss prevention programs that can reduce insurance costs through improved safety measures and risk management strategies for New York businesses.
