Insurance Calculator

Welcome to InsuranceCalculator.net, America's leading auto insurance provider. Founded in January 2007, the company has helped countless number of individuals obtain affordable auto insurance quotes. "We work with hundreds of leading auto insurance companies and independent brokers throughout the United States, " said Eric, CEO of InsuranceCalculator.net. "If you live in the United States, you can use our free auto insurance calculator to find and compare quotes from multiple insurance providers in your area in a matter of seconds."

InsuranceCalculator.net offers many types of auto insurance coverage which includes, but not limited to, car insurance, truck insurance, motorcycle insurance, recreational vehicle (RV) insurance, All-Terrain Vehicle (ATV) insurance, commercial auto insurance, antique & classic vehicle insurance, and military car insurance.

Innovative Auto Insurance Calculator

Becoming insured has never been easier. With InsuranceCalculator.net's free auto insurance calculator, the back-end engine of InsuranceCalculator.net will be able to obtain quotes and display them on your screen in a matter of seconds. No longer will you need to contact insurance companies one-by-one, spending hours after hours to obtain and compare quotes. In fact, most people end up not having the time and patience to compare and find the best coverage at the most affordable rate.

The insurance industry is very competitive. The only way to know that you are getting the best rate is by comparing quotes from multiple providers. "We aim to help consumers maximize their savings by providing them with as much opportunities to compare as possible, " said Eric. "The best part is that they can start comparing quotes from multiple companies in a matter of seconds from their computers at home or at work."

The company helps consumers save both time and money by simplifying the quotes comparison process with the help from modern technology and the Internet.

Compare Quotes in 3 Easy Steps

We have designed our auto insurance calculator to be extremely simple and easy to use. "We understand that our audience includes people of different age groups, " Eric added. "You can start the quotes comparison process in 3 simple steps:"

Step 1. Select the Type of Insurance

Because of the number of insurance providers we work with, we are able to provide a wide range of coverage types on auto insurance. Select from the following types of auto insurance: Car Insurance, Truck Insurance, Motorcycle Insurance, RV Insurance, Classic Car Insurance, ATV Insurance, Military Car Insurance, and Commercial Auto Insurance.

Step 2. Enter Your ZIP Code

You don't have to provide us with your personal information such as address or phone number. With your ZIP code, our system will be able to accurately identify your location and connect with eligible providers within a 10-mile radius of your ZIP code location.

Step 3. Compare Quotes and Save

Quotes from multiple top eligible providers in your area will be displayed on your computer screen in a matter of seconds. Simply click on each of the insurance providers displayed on your screen to obtain quotes. Even though quotes from the top providers are provided, an average driver compares at least 3 quotes to find the best coverage at the lowest rate.

Factors Affecting Insurance Premium

It doesn't matter if you are riding a motorcycle, driving a car, or operating a commercial truck, there are several fundamental factors that have significant effects on insurance premium.

1. Annual Mileage and Vehicle Use - Being able to drive creates a lot of convenience, but convenience comes with a price. The more you use your vehicle, the higher premium you will need to pay.

2. Year, Make, and Model of Vehicle - Each vehicle has its unique security, safety, accident, and breakdown ratios. If you drive a Ferrari or a Lamborghini, don't expect to receive cheap insurance quotes. It is a smart decision to obtain quotes for the vehicles you plan to purchase prior to purchasing one. With that said, having a cheap car doesn't mean cheap insurance premium. Quite often, cheap vehicles have low crash safety ratings, which will result in higher insurance premiums. Generally speaking, you want your vehicle to have: High security rating, High crash safety rating, Low accident rating, and Low breakdown rating.

3. Age of Vehicle - Older vehicles tend to breakdown more often than newer vehicles. Keep this in mind especially when you purchase used / 2nd-hand vehicles. It is important to inspect the history of the vehicle to ensure a clean record, free from accidents and claims, before purchasing a used vehicle.

4. Driving and Parking Location - Where you will drive and park your vehicle is also an important factor that affects your insurance premium. If you drive in an area of high car accident and vehicle theft, you will pay higher premium than if you drive in a low-crime, safe area.

InsuranceCalculator.net is dedicated to providing the best auto insurance quotes and coverage for all drivers. With our easy-to-use calculator, we aim to make the process of finding the right insurance for your vehicle simple and convenient. We believe in providing our customers with the best possible options and saving them time and money.