Business Details
43 Years
experience
Trusted Insurance Solutions for Independent Agencies
Keystone was founded on the principle that powerful partnerships generate prosperity. We exist to safeguard what matters most for businesses, individuals, and families while providing peace of mind across local communities. Our network strengthens independent insurance agencies through access to industry expertise, carrier relationships, and a community of like-minded professionals. With over four decades of experience since our formation in 1983, we've evolved from a cooperative association to a franchisor model offering comprehensive resources that address both agency and client needs.Our team delivers specialized insurance solutions, financial services, and risk management tools tailored to complex industries. We maintain strong carrier relationships that enable unique market access while fostering intellectual capital sharing through best practices and mentoring programs. Our commitment to independence is demonstrated through organic growth support, including producer training, sales management technology, and succession planning. We actively champion autism awareness through our corporate foundation, having raised $1 million for related causes since 2009.
Services
Business Insurance
Personal Insurance
Financial Services
Employee Benefits
Industry Programs
Agency Resources
Property and Casualty
Bonds
Cyber Risk Coverage
Workers Compensation
Details
- Year established: 1983
Highlights and features
- We offer 40+ years of experience strengthening independent insurance agencies
- We provide access to specialized insurance programs with industry association recognition
- Our network includes 700+ agencies across 31 states
- We deliver proprietary training and sales management technology
- Our team offers direct carrier negotiation and contingent compensation expertise
Services
Business Insurance
Keystone provides comprehensive business insurance solutions addressing property, casualty, risk management, and employee benefits. Our network offers specialized expertise for complex industries through tailored programs with carrier partnerships. Agencies gain access to exclusive niche market programs and underwriting support.
Personal Insurance
We support agencies in delivering personal insurance solutions covering high net worth assets, water damage risks, valuable possessions, collector vehicles, cyber threats, and liability protection. Our offerings include flood coverage, excess liability policies, and specialized home insurance programs.
Financial Services
Our financial services division offers life insurance, disability protection, long-term care, retirement planning, and annuity solutions. We provide underwriting expertise and access to top-rated markets with advanced case design and policy review capabilities.
Employee Benefits
Keystone helps agencies deliver comprehensive employee benefits packages including medical coverage, retirement plans, and compliance solutions. Our offerings include ACA expertise, benefits administration systems, and HR support services for businesses of all sizes.
Industry Programs
We develop niche insurance programs for complex industries including cyber risk, environmental liability, school bus contractors, and special events. Our programs combine industry-specific expertise with tailored coverage solutions and risk management training.
Questions
What services does Keystone offer independent insurance agencies?
Keystone provides business insurance solutions, personal insurance programs, financial services, employee benefits offerings, and specialty industry programs through a network of 700+ agencies across 31 states.
How does Keystone support agency growth and development?
We offer proprietary training platforms, sales management technology, producer development programs, and succession planning resources to help agencies build successful teams and expand their business.
What geographic areas does Keystone serve?
Keystone operates across 31 states with localized service delivery through our network of independent insurance agencies.
What makes Keystone different from other insurance networks?
We combine national resources with local expertise, offering specialized insurance programs, carrier negotiation support, and a community-driven approach to strengthen independent agencies.
