Business Details
20 Years
experience
Florida Insurance Appraisal Services
Founded in 2006, Prestar Services has established itself as a leader in insurance appraisal services across Florida and the Southeastern United States. Our team combines decades of collective experience with a commitment to compliance with Florida Statutes, ensuring accurate valuations for condominium associations, commercial properties, and individual policyholders. We specialize in insurance appraisals, wind mitigation inspections, and roof condition certifications, helping clients secure appropriate coverage and navigate evolving insurance regulations.With over 18,000 completed appraisals and a focus on client satisfaction, we prioritize clear communication, rapid turnaround times, and detailed reporting that includes construction analysis and CoreLogic valuation data. Our proven track record demonstrates our ability to deliver reliable assessments that protect both property owners and associations from financial risk.
Services
Insurance Appraisal
Wind Mitigation Inspection
Roof Inspection
Replacement Cost Report
Law and Ordinance Valuation
NFIP Flood Insurance Assessment
Details
- Year established: 2006
Highlights and features
- Over 18,000 completed appraisals with zero issues
- Certified staff with 20+ years of industry experience
- Compliant with Florida Statutes and Condominium Act requirements
- Detailed reports including CoreLogic valuation by zip code
- Proven track record with commercial properties and HOAs
What people say
Exceptional service
Detailed assessments
Knowledgeable team
Accurate valuations
Regulatory compliance experts
Services
Insurance Appraisal
Our insurance appraisals determine accurate replacement costs for condominium associations and commercial properties. Using construction material analysis and CoreLogic data, we help clients secure appropriate coverage while complying with Florida insurance regulations. This service prevents underinsurance risks and simplifies claims processes through detailed documentation.
Wind Mitigation Inspection
Wind mitigation inspections evaluate property features that reduce hurricane damage risks. We examine roof attachments, building materials, and code compliance in Miami-Dade, Broward, and Palm Beach Counties. These reports qualify homeowners for insurance premium discounts through documented risk reduction.
Roof Inspection
Our roof inspections provide comprehensive assessments of roof condition, material type, and expected lifespan. Certified inspectors document immediate repair needs and long-term maintenance requirements with photographic evidence. This service supports insurance claims and property acquisition decisions with unbiased evaluations.
Law and Ordinance Valuation
This service ensures compliance with Florida's updated building codes and insurance requirements. We assess properties against current ordinances to identify coverage gaps and recommend adjustments. Our reports help associations maintain legal compliance while protecting community assets.
NFIP Flood Insurance Assessment
We evaluate flood risk factors and determine appropriate National Flood Insurance Program coverage levels. Our assessments consider property elevation, location, and construction materials to provide accurate flood insurance valuations that meet federal requirements.
Questions
What is the Florida Condominium Act's insurance requirement?
The Florida Condominium Act (Chapter 718) requires associations to maintain insurance for common elements and units, while owners need walls-in coverage for personal property.
Why get an insurance appraisal?
An appraisal ensures proper coverage by calculating replacement costs for construction materials, preventing underinsurance and streamlining claims processes.
What does a wind mitigation inspection cover?
Our inspection evaluates roof-to-wall attachments, roof covering, opening protection, and building code compliance to determine wind resistance features.
How do appraisals save money?
Accurate valuations prevent overpayment for unnecessary coverage and qualify for discounts through precise risk assessment.
Do you offer rush services?
Yes, we provide expedited services for urgent appraisal needs with a nominal fee for accelerated turnaround.
