Calkins Kramer Insurance

At Calkins-Kramer Insurance, we have been dedicated to providing top-rated insurance solutions and increased profitability for agents like you. For nearly four decades, our commitment to customer service excellence has been exceeded only by our resolve to find the right product for your clients. Whether you need term, whole life, or other life insurance quotes, disability insurance, long term care, survivorship plans, index insurance products, current annuity rates, or in-house underwriting services, we have the competitive, consumer-oriented products you need to build your insurance agency sales.

Our Services

We understand the importance of having the right insurance products and solutions to help you serve your clients effectively. That's why we have developed a comprehensive range of insurance products and services designed to meet the diverse needs of your clients. Our life insurance products include term life, whole life, universal life, index universal life, and survivorship life insurance. In addition to life insurance, we also offer long term care insurance, disability income insurance, and fixed annuities that can be tailored to suit your clients' individual needs and objectives.

Our Carriers

At Calkins-Kramer Insurance, we are committed to partnering with only the highest-rated insurance carriers. We believe that having trusted relationships with our carriers is essential to delivering the right insurance and annuity products to our agents and their clients. Our carriers include American General, American National, Ameritas, Athene, Aviva, Axa, Cincinnati Life, John Hancock, Legal & General America, Lincoln National, Mass Mutual, Minnesota Life, Met Life, North American Protective Life, Symetra, Transamerica, United of Omaha / Mutual of Omaha, and United Home Life.

Why Choose Us

By partnering with Calkins-Kramer Insurance, you can rest assured that you are working with a dedicated team of professionals who are committed to helping you grow your insurance sales business. We have the tools and resources you need to succeed, including in-house underwriters when the need arises. We also offer competitive products, a wide range of insurance options, and exceptional customer service.

Getting Started

If you are an independent insurance agent or financial planner, we invite you to explore the benefits of partnering with Calkins-Kramer Insurance. Our dedicated team is here to support you every step of the way, providing you with the tools and resources you need to succeed in the ever-changing insurance industry.