Empowering Community, Advancing Health, Strengthening Lives
Our Vision
LRFA envisions a world where individuals and families have access to the support and resources they need to overcome challenges and thrive. For over 65 years, we have proudly served our community by providing valuable benefits and assistance to people of all ages and backgrounds.
Our Mission
Our mission is to empower individuals and families by offering comprehensive, affordable supplemental healthcare plans, financial assistance programs, and other essential resources. We are committed to:
- Supporting healthcare needs: Filling gaps in traditional insurance coverage through plans that address common out-of-pocket expenses.
- Empowering individuals: Providing financial support for emergencies, new baby gifts, and other unforeseen circumstances.
- Promoting cultural engagement: Offering scholarships to support participation in Baltic cultural programs and maintaining cultural heritage.
- Supporting our community: Actively engaging in community events and initiatives to strengthen the well-being of our members and neighbors.
Our Services
LRFA offers a diverse range of services to address a variety of needs:
Healthcare Plans
- Medicare Supplemental: Additional coverage for your Medicare plan, ensuring peace of mind.
- Health Supplemental: Program for copays, office visits, and other healthcare expenses.
- Hospital Cash Plan: Receive cash payments for each day of hospitalization, even while traveling abroad.
- Travel Medical Plan: Affordable healthcare coverage for unexpected medical emergencies during travel.
- Visitors From Abroad: Medical protection for your foreign relatives visiting the United States.
Financial & Educational Support
- Final Expense Plan: Financial assistance with end-of-life expenses.
- Scholarships: Opportunity for financial aid to support Baltic education and cultural programs.
Community Engagement
- Emergency Support: Assistance in times of unexpected hardship.
- Children's Memberships: Affordable memberships for young members.
Our Commitment
LRFA is dedicated to providing our members with exceptional customer service, transparency, and reliable support. We are committed to continuously improving our programs and services to meet the ever-changing needs of our members. We are a trusted partner, standing alongside our community to navigate life's challenges and celebrate life's special moments.

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