Gem Young Insurance & Financial Services

Gem-Young Insurance & Wealth Advisors is a local, family-owned independent insurance and financial planning agency that has been proudly serving clients throughout Ohio and beyond since 1947. One of our major strengths is a client-centered team approach that recognizes that our reputation is based upon the success and satisfaction of our clientele. We make you our top priority, not the insurance company.

At Gem-Young Insurance & Wealth Advisors, we believe in making a difference in our clients' lives by helping them plan for their future. We understand that the process of addressing unique risks, finding comprehensive insurance coverage, and guiding clients through their financial goals can be complicated and overwhelming. That's why our experienced agents and advisors are here to guide you every step of the way. Our goal is to help protect you from the unexpected and plan for the predictable, all while securing your future.

Personal Insurance

At Gem-Young Insurance & Wealth Advisors, we provide trusted advice and insurance solutions to protect what matters most. Our personal insurance offerings include:

• Auto Insurance: Our experienced agents will help you find the right coverage to protect you, your family, and your vehicle.
• Home Insurance: We offer a range of home insurance options to protect your home and possessions.
• Motorcycle Insurance: Whether you're a seasoned rider or just starting out, we can help you find the right insurance coverage for your motorcycle.
• High Net Worth Insurance: We offer specialized insurance solutions for high net worth individuals with unique risks and insurance needs.
• Individual Life Insurance: We can help you find the right life insurance coverage to protect your family and loved ones.
• Off-road Vehicle Insurance: We offer insurance coverage for a range of off-road vehicles, including ATVs, dirt bikes, and snowmobiles.
• Watercraft Insurance: We offer insurance coverage for a range of watercraft, including boats, yachts, and personal watercraft.
• Classic Car Insurance: We offer specialized insurance coverage for classic cars and other collectible vehicles.

Business Insurance

At Gem-Young Insurance & Wealth Advisors, we offer coverage and risk management solutions for companies of all sizes. Our business insurance offerings include:

• Contractor Insurance: We offer specialized insurance coverage for contractors, including general liability, workers' compensation, and commercial auto insurance.
• Restaurant Insurance: We offer specialized insurance coverage for restaurants, including general liability, property insurance, and workers' compensation.
• Wholesaler and Distributor Insurance: We offer specialized insurance coverage for wholesalers and distributors, including general liability, property insurance, and workers' compensation.
• General Liability Insurance: We offer general liability insurance coverage to protect your business from financial loss due to property damage, bodily injury, or personal injury claims.
• Business Auto Insurance: We offer insurance coverage for business-owned vehicles, including cars, trucks, and vans.
• Employment Practice Liability Insurance: We offer insurance coverage to protect your business from financial loss due to employment-related claims, such as discrimination, harassment, and wrongful termination.
• Commercial Property Insurance: We offer insurance coverage to protect your business property, including buildings, equipment, and inventory.

Employee Benefits

At Gem-Young Insurance & Wealth Advisors, we offer coverage that can help attract, retain, and protect your team. Our employee benefits offerings include:

• Life and Accidental Death Insurance: We offer insurance coverage to protect your employees and their families in the event of death or dismemberment.
• Disability Insurance: We offer insurance coverage to protect your employees' income in the event of a disabling injury or illness.
• Critical Illness Insurance: We offer insurance coverage to protect your employees in the event of a serious illness, such as cancer, heart attack, or stroke.
• Long-Term Care Insurance: We offer insurance coverage to protect your employees in the event of a long-term care need, such as nursing home care or home health care.

Advantage of an Independent Agency

As an independent agency, we represent multiple insurance companies, which allows us to offer a wide variety of insurance solutions. We are licensed insurance advisors who are dedicated to providing personalized service and trusted advice. We are by your side every step of the way, from the initial consultation to the final policy.

At Gem-Young Insurance & Wealth Advisors, we are committed to helping you reach your goals and secure your future. Contact us today to learn more about our agency and how we can help you protect what matters most.