Northern Fairfield Insurance stands out as an independent insurance agency serving the diverse communities of Connecticut and New York. Founded on a foundation of personalized service and client-centered expertise, we have proudly protected individuals, families, and businesses for over 60 years.
Our Team and Expertise
Led by President Jim Ostrove, a seasoned insurance professional with over 30 years of experience, our team understands the complex needs of our clients. With comprehensive knowledge of the industry and a deep understanding of local risks, we provide tailored insurance solutions designed to meet your unique situation.
Personalized Solutions for Every Need
Our services cover a broad spectrum of personal and commercial insurance needs, including:
Personal Insurance
- Homeowners Insurance: Comprehensive protection for your home from unexpected events like fire, burglary, or natural disasters.
- Auto Insurance: Find coverage that suits your individual driving habits and budget.
- Life Insurance: Ensure your loved ones are financially protected in the event of your passing.
Commercial Insurance
- General Liability Insurance: Protect your business from potential risks and liabilities.
- Workers' Compensation Insurance: Get peace of mind knowing your employees are covered in case of workplace injuries.
- Commercial Auto Insurance: Customized coverage for your business vehicles.
Retirement Planning
- Comprehensive plans to help you plan for your future, including IRA rollovers, life insurance, and other strategies.
Our Approach
We believe in building strong relationships with our clients based on:
- Prompt response: We're responsive to your needs and concerns.
- Active listening: We take the time to understand your unique situation and goals.
- Personalized solutions: We tailor our recommendations to your specific needs and risk profile.
Partnering with Reputable Carriers
We work with a network of highly rated insurance companies to offer you a diverse selection of plans at competitive rates. This allows us to ensure you get the best possible coverage for your needs.

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