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Protecting Your Future, One Policy at a Time.

At Sweeney, Richards & Summers, we take pride in being a licensed insurance agency that has been serving clients since 1963. Founded by Bill and Bette Richards, our family-owned and operated business has had the pleasure of helping individuals and businesses just like yours protect their assets and futures. Over the years, we've expanded our services to include a wide range of insurance options, from home and auto to business and cyber insurance.

Our Story

Our company was born out of a desire to provide personalized service and tailored insurance solutions to our clients. We believe that every individual and business has unique needs, and it's our mission to understand those needs and provide the right coverage options. With access to multiple insurance companies, we can find the perfect fit for your specific requirements.

What We Offer

At Sweeney, Richards & Summers, we offer a diverse range of insurance options to cater to the distinct needs of our clients. Whether you're a homeowner seeking flood insurance to protect your property from natural disasters or a business owner looking for commercial auto insurance to safeguard your company's assets, we've got you covered.

Insurance Options

  • Auto Insurance: From minivans to motorcycles, our insurance experts will help you find the best car insurance policy for your needs and lifestyle.
  • Cyber Insurance: Protect your business from data breaches, network outages, and cyber-attacks with our comprehensive cyber insurance policies.
  • Business Insurance: We'll help you strengthen your coverage with commercial auto insurance, excess liability insurance, and more.
  • Flood Insurance: Ensure your property is protected from the ever-changing weather patterns with our affordable flood insurance options.
  • Home Insurance: Safeguard your largest investment with our comprehensive home insurance policies.
  • Snow Removal Insurance: Prepare for the snow season with our insurance pros, who will work with you to enforce documentation and procedures for a safe and secure property.

Why Choose Us

At Sweeney, Richards & Summers, we pride ourselves on our personalized service, expertise, and commitment to our clients. Here are just a few reasons why you should choose us:

  • Free Insurance Quotes & Evaluation: Our knowledgeable insurance agents will provide you with a personalized quote and help you evaluate your insurance options.
  • Customized Insurance Solutions: We'll work with you to create a tailored insurance plan that meets your unique needs and budget.
  • Multi-Policy Discounts: Bundle your insurance policies and enjoy significant discounts.
  • Safe Driver Discounts: Maintain a clean driving record and enjoy reduced premiums.
  • New Car Replacement Coverage: We'll help you replace your vehicle with a new one in the event of an accident.
  • Deep Discounts for Bundling: Combine your insurance policies and enjoy substantial discounts.
  • Workers' Compensation Insurance: Protect your employees and your business with our comprehensive workers' compensation insurance coverage.

What Our Clients Say

Don't just take our word for it! Here's what our satisfied clients have to say about working with us:

  • "Excellent experience! They were able to save me over $200 a year on my condo insurance with a better policy! I was able to switch easily with just a few calls and emails." - Michell H.
  • "I have been using Sweeney, Richards & Summers for my Business Insurance for years and have always received EXCELLENT Customer Services and GREAT rates." - Kritin P.
  • "Working with Sweeney, Richards & Summers team was an absolute pleasure. They shopped our homeowners policy and increases our coverage and cut the premium almost in half. It took little effort on our part so you've got nothing to lose to let them give you a quote." - Robert T.

About Advantages of Working With an Independent Insurance Agent

Here are just a few benefits of working with an independent insurance agent like ours:

  • Many Options in One Place: We represent multiple insurance companies, offering you a wide range of options and price points.
  • Insurance Experts: Our agents are well-versed in the complexities of insurance, ensuring you receive adequate coverage at an affordable rate.
  • They'll Go Bat for You: If you have a billing or claim concern, we'll be there to answer your questions and work with the insurance company on your behalf.
  • Life Changes, So Do Your Insurance Needs: We'll review your coverage regularly to ensure it adapts to your changing life situation.

Conclusion

At Sweeney, Richards & Summers, we're committed to providing personalized service, expert advice, and tailored insurance solutions that meet your unique needs and budget. We invite you to experience the difference of working with a family-owned and operated business that truly cares about its clients. Contact us today to learn more about how we can help you.

Reviews
Positive: The reviewers praised Richards & Summers for their exceptional customer service, competitive quotes, and helpful guidance on insurance policies, with some reporting significant savings on their premiums.
Negative: One reviewer was unhappy with the company's slow response to their request for a quote and subsequent decline of the coverage.

Address Issues and Disorganization

The reviews for Tin Cup Vintage Emporium and Richards & Summers are mixed. The former business is criticized for not being located at the address listed on Google, and instead being occupied by an antique shop. Additionally, the phone number provided takes customers to an automated bot site rather than a human receptionist.

Exceptional Customer Service and Insurance Coverage

On the other hand, the reviews for Richards & Summers are overwhelmingly positive. According to multiple reviewers, Dana and the team at Richards & Summers provide exceptional customer service, competitive quotes, and expert guidance on insurance policies. One reviewer even reports saving over $200 a year on their condo insurance by switching to a better policy.

Dissatisfying Experience

One reviewer had a negative experience with Richards & Summers, reporting that it took three weeks to receive a quote for business insurance and then an additional two weeks for the coverage to be declined. This reviewer considers their experience a waste of time, questioning the reliability of the company.

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