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Your Trusted Insurance Partner in Milford, NE
Insure Nebraska has been serving southeast Nebraska since the 1950s, evolving from the Farmers & Merchants Agency to become a trusted independent insurance provider. Our four locations in Milford, Wymore, and Lincoln offer personalized service backed by decades of local expertise and partnerships with top national insurers. We prioritize understanding our clients' unique needs, whether for personal or business coverage, and deliver tailored solutions that balance affordability with comprehensive protection.

Our team of dedicated professionals combines small-town service with the resources of a larger agency, ensuring clients receive competitive pricing, expert guidance, and prompt claims support. With a history of strategic growth through mergers and acquisitions, we've strengthened our ability to provide exceptional value while maintaining our commitment to community-focused service.
Services
Auto Insurance Homeowners Insurance Business Insurance Motorcycle Insurance Boat Insurance Renters Insurance Flood Insurance Condo Insurance Contractors Insurance
Highlights and features
  • We work hard to find the best rate through all the carriers we represent
  • Having a local agent helps choose the best providers in your area
  • Representing many carriers means you never have to leave us
  • We provide 24/7 personalized customer support
  • Our team has decades of combined experience in insurance services
Services
Auto Insurance
Our auto insurance policies protect against collision damage, liability claims, and weather-related incidents. We offer customized coverage options for drivers in Milford, NE, including SR22 filings and specialized motorcycle insurance. With local expertise and multiple carrier partnerships, we ensure competitive pricing and comprehensive protection tailored to individual driving needs and vehicle types.
Homeowners Insurance
We provide comprehensive homeowners insurance covering structural damage, personal property, and liability protection. Our policies address Milford's unique risks including hailstorms and wind damage. Local agents help determine appropriate coverage levels for rebuilding costs and personal belongings, with options for flood insurance and additional living expenses during repairs.
Business Insurance
Our business insurance solutions include BOP packages, general liability, and commercial auto coverage. We serve diverse industries in southeast Nebraska with customized policies protecting against property damage, employee injuries, and liability claims. Local expertise ensures coverage aligns with specific business needs and regulatory requirements across multiple sectors.
Boat Insurance
We offer specialized boat and PWC insurance covering physical damage, liability, and medical payments. Policies protect various watercraft types including powerboats, sailboats, and jet skis. Coverage extends to trailers and personal belongings while providing 24/7 support for claims related to accidents, theft, or weather damage on Nebraska waterways.
Motorcycle Insurance
Our motorcycle insurance provides collision and liability coverage for riders in Milford. Policies protect against accidents, theft, and weather damage while offering customizable options for different bike types. Local agents help determine appropriate coverage levels and available discounts for both daily commuters and recreational riders.
People
Joe Schluckebier
Managing Partner
With over 20 years in the insurance industry, Joe leads Insure Nebraska's strategic growth through mergers and acquisitions while maintaining our commitment to personalized service.
Katie Wergin
Director of Agencies
Katie oversees agency operations and client relations, leveraging her 15 years of insurance experience to ensure consistent service quality across all Insure Nebraska locations.
Lydia Schneider
Insurance Agent
As a licensed agent with a decade of local experience, Lydia specializes in personal insurance policies and provides tailored coverage solutions for Milford residents.
Peyton Schluckebier
Insurance Agent
Peyton focuses on commercial insurance products, helping Nebraska businesses protect their assets with customized coverage options and risk management strategies.
Questions
What insurance types do you offer?
We provide auto, home, business, motorcycle, boat, renters, flood, and condo insurance for clients in southeast Nebraska.
Can I get insurance with a bad driving record?
Yes, we offer coverage options for drivers with various records and help find the best available rates through our carrier partnerships.
How do I file a claim?
Contact us directly at 402-761-2291 or visit our website to initiate the claims process with our dedicated support team.
Do you offer 24/7 support?
While our offices have set hours, we provide emergency contact options for urgent insurance needs outside regular business hours.
Are there discounts available?
We offer multiple ways to reduce premiums including bundling policies, maintaining clean records, and qualifying for specific carrier discounts.