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Your Trusted Insurance Partner in Plano, TX
At Superior Insurance, we have dedicated decades to helping Texas clients secure the most competitive insurance rates and comprehensive coverage options available. As an independent agency, we represent multiple leading insurance providers, allowing us to tailor solutions for personal and commercial needs while prioritizing our clients' interests. Our state-of-the-art systems enable instant rate comparisons across top-tier insurers, ensuring transparency and value. We specialize in rapid policy issuance, including same-day options for urgent requirements, and maintain a commitment to resolving client inquiries, claims, and coverage issues within 24 hours.

Our team combines technical expertise with personalized service, offering risk management resources and expert claims advice at no additional cost. With a focus on long-term relationships, we continuously monitor market trends to deliver optimal coverage at the lowest premiums, backed by our pledge to address every client need promptly and professionally.
Services
Personal Auto Insurance Homeowners Insurance Flood Insurance Workers Compensation Business Owners Package Professional Liability Home Inspection Insurance
Highlights and features
  • We offer decades of experience in Texas insurance markets.
  • Our independent agency status allows shopping across multiple carriers.
  • Same-day policy issuance for urgent insurance needs.
  • Expert risk management resources at no additional cost.
  • Guaranteed 24-hour response for claims and coverage issues.
Associations and certifications
  • International Association of Certified Home Inspectors
Services
Personal Auto Insurance
We provide comprehensive auto insurance solutions for all driver profiles, including specialized markets for unique needs. Our comparative rating system secures competitive premiums while maintaining robust coverage. Clients benefit from potential savings of up to 40% through our carrier partnerships and streamlined quoting process.
Homeowners Insurance
Our homeowners policies cover standard residences and investment properties with same-day issuance options for closing deadlines. We offer multi-policy discounts and alarm system incentives while handling specialized coverage like dwelling fire policies for unique property requirements.
Flood Insurance
We address mandatory flood coverage requirements through specialized policies not included in standard homeowners plans. Our same-day issuance capability ensures timely compliance with lender mandates while providing comprehensive protection against water-related risks.
Workers Compensation
Our commercial policies correct common rating classification errors to reduce premium costs for Texas businesses. We provide tailored solutions for contractors and employers needing compliant coverage with competitive pricing through multiple carrier options.
Business Owners Package
We offer customized insurance bundles for Texas retail operations and contracting businesses. Our rapid quoting system and multi-carrier approach ensure comprehensive protection at optimized rates for diverse commercial operations.
People
Janice Smith
President
With decades of insurance expertise, Janice Smith leads our team in delivering personalized coverage solutions. She ensures our agency maintains technical excellence while prioritizing client relationships and rapid service delivery.
Questions
How do I get an insurance quote?
Complete our online form with contact details and requirements, or call 972-325-2244 for immediate assistance. We provide quotes within minutes using our comparative rating system.
Does homeowners insurance cover flood damage?
No, flood coverage requires a separate policy. We offer same-day flood insurance issuance to meet lender requirements and protect against water-related risks not included in standard homeowners policies.
Can I get same-day policy issuance?
Yes, we provide same-day policy options for urgent needs like new home closings or lender requirements. Our streamlined process ensures timely coverage without compromising quality.
What commercial insurance options exist for contractors?
We offer workers compensation, business owners packages, and specialized liability coverage for contractors. Our multi-carrier approach secures competitive rates while addressing specific industry risks and compliance requirements.
How quickly are claims addressed?
We guarantee resolution of claims and coverage issues within 24 hours. Our team prioritizes prompt communication and support to ensure minimal disruption for policyholders.