Business Details
39 Years
experience
Your Trusted Insurance Partner in Fort Payne, AL
Established in 1987, Goggans Insurance has built a reputation as a family-owned, independent insurance agency dedicated to serving clients across Alabama, Georgia, and Tennessee. Our team of experienced professionals prioritizes personalized service, leveraging relationships with major carriers like Cincinnati, Progressive, and Nationwide to tailor coverage solutions for individuals and businesses. As independent agents, we operate without allegiance to any single insurer, allowing us to objectively compare policies and pricing to meet clients' unique needs.With six office locations and decades of collective expertise, we focus on delivering comprehensive risk management strategies while maintaining a client-centric approach rooted in trust and integrity. Our commitment to excellence is reflected in our long-standing client relationships and consistent growth through referrals, underscoring our ability to provide reliable, customized insurance solutions backed by exceptional service.
Services
Auto Insurance
Homeowners Insurance
Life Insurance
Business Insurance
Commercial Auto Insurance
Workers Compensation Insurance
General Liability Insurance
Liquor Liability Insurance
Restaurant Insurance
Trucking Insurance
Details
- Year established: 1987
Highlights and features
- We are independent agents representing 20+ major insurance carriers
- Family-owned with 35+ years of local insurance expertise
- Offer personalized policy comparisons to meet specific client needs
- Maintain six office locations across three states for better accessibility
- Provide 24/7 online quote access while maintaining personal service
Services
Auto Insurance
Auto insurance policies protect drivers financially in case of accidents, theft, or vehicle damage. We help clients compare coverage options including liability, collision, and comprehensive protection. Our independent agency finds competitive rates from multiple carriers to match individual driving needs.
Homeowners Insurance
Homeowners insurance covers property damage and liability risks for residential properties. We provide policy comparisons that include standard coverage for structures, personal belongings, and additional endorsements. Our agents help clients evaluate appropriate coverage limits and deductibles.
Life Insurance
Life insurance policies provide financial protection for beneficiaries through death benefits. We offer term and whole life insurance options with flexible premium structures. Our specialists help clients determine appropriate coverage amounts based on family needs and financial obligations.
Business Insurance
Business insurance protects companies from operational risks through multiple coverage types. We offer general liability, property, and workers compensation policies tailored to specific industries. Our agency helps businesses create comprehensive risk management strategies that meet regulatory requirements.
Commercial Auto Insurance
Commercial auto insurance covers business vehicles and drivers against liability and physical damage risks. We provide policies that meet federal and state requirements for commercial fleets. Our specialists help businesses select appropriate coverage for their specific vehicle types and usage patterns.
People
Terry Goggans
Founder
Terry Goggans established the agency in 1987, building a family-owned business focused on personalized insurance solutions. His leadership created a multi-location agency serving three states while maintaining independent agent status.
Sue Goggans
Co-Founder
Sue Goggans joined the agency early in its development, contributing to its growth into a multi-office operation. She helped establish the company's commitment to independent agent status and client-focused service model.
Gabe Goggans
Branch Manager
Gabe Goggans joined the agency in 2000, expanding operations through new branch openings. He manages office locations while maintaining the family business's tradition of personalized insurance services.
Josh Goggans
Office Manager
Josh Goggans joined in 2001, taking leadership of the Rainsville office. He focuses on maintaining the agency's personalized service approach while managing day-to-day operations across multiple locations.
Questions
What types of insurance do you offer?
We offer auto, home, life, business, commercial auto, workers compensation, general liability, liquor liability, restaurant, and trucking insurance policies.
Do you serve areas outside Alabama?
Yes, we serve clients in Georgia and Tennessee in addition to Alabama through our multiple office locations.
Are you affiliated with specific insurance companies?
We represent 20+ major carriers including Cincinnati, Progressive, Nationwide, Travelers, and Allstate while maintaining independent agent status.
Can I get insurance quotes online?
Yes, we offer 24/7 online quote submission for auto, home, life, and business insurance products.
Do you offer business insurance solutions?
Yes, we provide comprehensive commercial insurance including liability, property, workers compensation, and fleet coverage tailored to specific industries.
