Business Details
20 Years
experience
Your Trusted Medicare Insurance Specialists
Golden Insurance specializes in Senior Medicare Insurance, dedicated to helping seniors navigate their Medicare options with personalized guidance. Our team of experienced advisors prioritizes client needs, offering comprehensive education on Medicare Parts A, B, C, and D, as well as Medigap and Advantage plans. With a mission to demystify Medicare, we provide one-on-one consultations, community education sessions, and tailored plan comparisons to ensure informed decisions. Our advisors, including industry veterans like Glen B.Ogden and Reed Raymond, bring decades of combined experience in healthcare and insurance. We serve clients across Idaho, Utah, Wyoming, and seven additional states, emphasizing transparency, integrity, and lifelong client relationships. Our community involvement includes board participation in organizations like NAHU and hosting free Medicare 101 workshops. By focusing on individual needs rather than sales, we aim to be trusted partners in managing healthcare transitions during retirement.
Services
Medicare Plan Selection
Medigap Plans
Medicare Part D
Advantage Plans
Prescription Coverage
Enrollment Assistance
Disability Eligibility
Kidney Disease Coverage
Details
- Year established: 2006
Highlights and features
- We offer personalized Medicare guidance from licensed agents with 20+ years of healthcare experience
- Our team provides free community education sessions and one-on-one plan comparisons
- We maintain active industry board participation and advisory council memberships
- Our client-first approach emphasizes long-term relationships over transactional sales
- We serve clients in eight states with localized expertise in regional healthcare networks
What people say
Exceptional service
Quick responses
Personalized guidance
Community involvement
Cost savings
Services
Medicare Plan Selection
Our advisors provide comprehensive comparisons of Medicare Advantage, Medigap, and prescription drug plans. We analyze coverage gaps, out-of-pocket costs, and network providers to help clients choose optimal plans. Our process includes personalized consultations and plan performance tracking over time.
Medigap Plans
We specialize in Medigap policies that cover Medicare Part A and B deductibles, coinsurance, and copayments. Our experts explain plan options (F, G, N) and help clients evaluate premium costs versus potential savings in healthcare expenses.
Prescription Coverage
Our team analyzes individual medication needs to recommend Part D plans with optimal formulary coverage. We help clients avoid coverage gaps and high out-of-pocket costs through detailed drug list comparisons and pharmacy network analysis.
Disability Eligibility
We guide clients through Medicare enrollment for those under 65 with disabilities. Our specialists explain eligibility requirements, waiting periods, and coverage options for individuals receiving Social Security Disability Insurance benefits.
Kidney Disease Coverage
Our advisors provide specialized guidance for End-Stage Renal Disease patients. We explain Medicare eligibility timelines, dialysis coverage, and transplant-related benefits while coordinating with healthcare providers to ensure comprehensive coverage.
People
Glen B. Ogden
Owner & Senior Advisor
22-year insurance executive with national advisory council experience. Purchased Golden Insurance in 2023 after founding Oak Den Insurance. Active NAHU board member with clients across eight states. Specializes in complex Medicare transitions and cost-saving strategies.
Reed Raymond
Medicare Consultant
25-year real estate and banking professional turned Medicare specialist. Focuses on personalized education and follow-up support. Holds business management degree from Idaho State University. Known for patient-centered approach to plan explanations.
Jennifer Johnson
Health Insurance Specialist
30-year healthcare veteran with oncology nursing background. Former Market Sales Manager for national carrier. Expert in translating clinical needs to insurance solutions. Specializes in helping clients understand complex coverage implications for chronic conditions.
Michael McShane
Senior Advisor
Medical laboratory director turned Medicare specialist. 30-year Idaho healthcare leader with United Healthcare experience. Focuses on reforming senior access to benefits. Combines clinical understanding with business expertise for comprehensive plan evaluations.
Carly Bradley
Client Services Coordinator
Office operations specialist with customer care focus. Manages client organization and agent support functions. Known for relationship-building skills and attention to detail in coordinating client needs across multiple insurance products.
Questions
What Medicare plan options are available in Idaho?
We offer comprehensive comparisons of all Medicare Advantage, Medigap, and Part D plans available in Idaho, including specialized options for rural healthcare access.
How do I qualify for Medicare Part A hospital coverage?
Most people qualify for premium-free Part A if they or their spouse worked 40 quarters in Medicare-covered employment. We can verify your specific eligibility.
Can I change Medicare plans after enrollment?
Yes, you can switch plans during the Annual Election Period (Oct 15-Dec 7) or qualify for special enrollment periods under certain circumstances.
What's the difference between Medigap and Advantage plans?
Medigap plans supplement original Medicare nationwide, while Advantage plans replace Medicare Parts A/B with private insurance networks and additional benefits.
Do you offer assistance with Medicare enrollment?
Yes, we provide complete enrollment guidance including initial sign-up, disability eligibility, and special circumstance applications with step-by-step support.
How can I reduce prescription drug costs?
Our specialists analyze your specific medications to recommend Part D plans with optimal formulary coverage and cost-sharing arrangements to minimize expenses.
