At Hart's Insurance Agency, we pride ourselves on being a truly independent insurance agency that has been serving the community for over 140 years. Established in 1877, we have built a reputation for providing honest advice, quality insurance products, and excellent personal service to our clients. Our team of experienced professionals is dedicated to helping you navigate the complex world of insurance, ensuring that you have the right coverage for your personal, business, or farm needs.
Our Services
As a full-service insurance agency, we offer a wide range of insurance products and services to meet the unique needs of our clients. Our experts will work with you to assess your risks and recommend the most suitable coverage options for your personal, commercial, or agricultural needs. Our product offerings include:
- Personal Lines: Auto, Home, Boats & Jet Skis, Classic/Antique Cars, RV's & Travel Trailers, Homeowners, and more
- Commercial Lines: Commercial Property & Liability, Workers' Compensation, Businessowners, and more
- Farm and Agricultural Insurance: Farmowners' Packages, NY State Disability Benefits, and more
Our Partners
We are proud to represent a carefully selected group of insurance companies that have demonstrated their commitment to financial stability, top-notch service, and competitive pricing. Our partners include:
- Progressive
- Erie Insurance
- Travelers
- Other select insurance companies
Meet Our Team
Our team of experts is dedicated to providing exceptional service and expertise to our clients. Our staff includes:
- Trini Kuzmicki, President and Operations Manager, holds the NYS Property & Casualty Broker and Life Broker Licenses, as well as nationally recognized designations such as Certified Insurance Counselor (CIC), Accredited Advisor in Insurance (AAI), and Certified Professional Insurance Agent (CPIA).
- Amanda Kramell, Personal Lines Manager, holds a NYS Property and Casualty Broker License and handles Personal Lines accounts and Commercial Lines support.
- Jessica Frink, Property & Casualty Broker, handles Personal Lines accounts.
- Dan Carter, Property & Casualty Broker, handles Personal Lines accounts and has over 15 years of customer service experience.
- Kirsten Rowland, Assistant CSR, supports the office staff and is an Assistant Customer Service Representative for our Personal & Commercial Lines departments.
- Harold Wright, Field Services & PR, provides supporting field services as well as public relations.
Get a Quote
We would be honored to provide you with a coverage and exposure review, as well as a competitive quotation, tailored to your unique needs. Please give us a call at 585-237-2126 or 1-800-722-1877, email us at info@hartsinsuranceagency.com, or simply fill out our form and we'll get right back to you.
Overall Experience
The reviewers have had an excellent experience with Hart's Insurance Agency, citing friendly and helpful staff, great service, and ease of communication.
Staff and Customer Service
The staff at Hart's Insurance Agency have been consistently praised for their friendly and helpful demeanor. They have been described as being knowledgeable, answering all questions, and providing great service. Specific agents, such as Jessica, have been mentioned as being particularly helpful.
Insurance Coverage and Rates
The agency has been commended for providing affordable insurance rates, with one reviewer stating that they were able to find great rates through Hart's. The reviewers have also expressed satisfaction with the insurance coverage provided, with one reviewer stating that they have never had an issue with insurance that the agency couldn't handle to their satisfaction.
Recommendation
The reviewers have highly recommended Hart's Insurance Agency to others, citing their great service, friendly staff, and affordable rates.

Be the first to review Hart's Insurance Agency.
Write a Review