Business Details
46 Years
experience
Your Trusted Independent Insurance Partner
Ashley Insurance has been a trusted local insurance agency since 1980, serving communities across the Eastern Shore of Maryland and beyond. Founded by the Ashley family, who began in real estate in 1957, we have grown from a two-person operation to a team of over 30 employees across four offices. As an independent agency not owned by banks or national private equity firms, we prioritize personalized service, community engagement, and ethical practices. Our agents are individually assigned to clients to ensure tailored solutions for personal, business, and employee benefits insurance.We represent top-rated carriers like Allstate and Liberty Mutual, offering competitive rates and comprehensive coverage. With decades of experience, we specialize in farm insurance, commercial umbrella policies, cyber liability, and more, adapting to evolving risks such as pollution and technology-driven threats. Our commitment to transparency, local expertise, and customer-first principles has earned us raving reviews and a reputation as a community leader. We actively support local charities and youth sports, reflecting our dedication to the regions we serve.
Services
Home Insurance
Auto Insurance
Business Insurance
Farm Insurance
Employee Benefits
Details
- Year established: 1980
Highlights and features
- We offer over 40 years of local insurance expertise.
- Our agents provide personalized service tailored to your unique needs.
- We partner with top-rated carriers for competitive coverage options.
- We specialize in complex risks like farm and cyber liability.
- We prioritize community engagement and ethical, transparent practices.
What people say
Honest agency
Friendly, kind people
Always there for you
Raving reviews
Competitive rates
Services
Home Insurance
Protects homeowners against financial losses from damage to property and belongings. Covers risks like fire, water damage, and liability claims. Includes replacement cost coverage and additional living expenses during repairs. Tailored to unique needs such as collector cars and flood protection.
Farm Insurance
Specialized policies for farms, covering equipment breakdowns, crop losses, and liability risks. Includes foreign object ingestion coverage and peak season protection. Addresses pollution risks and custom farming liabilities. Designed to safeguard livelihoods against weather and operational hazards.
Business Insurance
Comprehensive protection for businesses, including commercial umbrella policies and cyber liability. Covers property damage, liability claims, and business interruptions. Tailored solutions for industries like contracting, retail, and hospitality. Supports risk management for fleets and cyber threats.
Employee Benefits
Group health, dental, and vision plans to attract and retain talent. Includes disability and life insurance options. Offers voluntary benefits for critical illnesses and supplemental coverage. Designed to meet employer compliance and employee wellness needs.
Auto Insurance
Protects personal and commercial vehicles against collisions, theft, and damage. Includes liability coverage, medical payments, and uninsured motorist protection. Offers rental reimbursement and physical damage coverage. Tailored to individual and business needs with flexible limits.
People
Jack Ashley
Agent
Jack Ashley serves as an agent in Centreville, MD, leveraging decades of local insurance expertise to provide personalized solutions for residents and businesses.
Julie Smith
Agent
Julie Smith is an Easton, MD-based agent dedicated to helping clients secure tailored insurance coverage through her deep understanding of regional risks.
Jay Harrington
Agent
Jay Harrington provides insurance solutions in Cambridge, MD, combining local knowledge with comprehensive risk management strategies for homeowners and businesses.
Questions
What areas does Ashley Insurance Inc. serve?
We serve Maryland, Delaware, Pennsylvania, Virginia, and surrounding states, with offices in Easton, Centreville, Denton, and Cambridge, MD.
What types of insurance do you offer?
We provide home, auto, business, farm, and employee benefits insurance, along with specialized coverage for unique risks like cyber liability.
Are you an independent insurance agency?
Yes, we are independent and partner with multiple carriers to offer competitive, tailored solutions for our clients.
Do you offer 24/7 claims support?
Our office hours are 9-5 M-F, but we provide guidance on emergency contact options during non-business hours.