Business Details
Your Trusted Partner for Financial Planning and Insurance Solutions
At Cole Insurance & Financial Service, we are dedicated to helping clients achieve their insurance and financial goals through detailed analysis of their unique needs. Founded by Barbara L. Cole, a Certified Financial Planner and Chartered Life Underwriter, our firm serves business owners, retirees, and affluent individuals with personalized strategies. Our commitment to excellence has built a solid client base through referrals, reflecting our focus on openness, honesty, and professional recommendations.We prioritize understanding each client's financial situation to create tailored solutions, working closely to prioritize goals and identify products that align with their objectives. With expertise in life insurance, retirement planning, and investment strategies, we provide ongoing service to adapt to changing needs over time.
Services
Life Insurance
Long-term Care Insurance
Income Annuities
Investment Planning
Business Solutions
Retirement Planning
Disability Insurance
Estate Planning
Health Insurance
Financial Consultation
Highlights and features
- We offer personalized financial strategies tailored to your unique goals.
- Our team holds prestigious certifications including CFP and CLU.
- We prioritize transparency and ethical recommendations in all client interactions.
- Our services are backed by 20+ years of experience in financial planning.
- We provide coordinated solutions integrating tax, legal, and insurance expertise.
Associations and certifications
- CFP
- CLU
- CLTC
Services
Life Insurance
Life insurance policies protect your family's future through tailored solutions, offering temporary or permanent coverage. Permanent policies build cash value for retirement income or major life events. Our experts help clients select options that align with their financial goals and protection needs.
Investment Planning
We provide diversified investment strategies including mutual funds, IRAs, and 529 plans to build long-term wealth. Our solutions cater to individual risk profiles and retirement objectives, ensuring tax-efficient growth and financial stability for clients' futures.
Business Solutions
Our business solutions help owners protect assets, reward employees, and plan succession strategies. We address unique challenges through insurance, retirement plans, and income continuity solutions, ensuring business stability and personal financial security.
Retirement Planning
We develop retirement income plans using annuities and investment products to guarantee stable cash flow. Our approach considers tax implications, healthcare costs, and lifestyle goals, helping clients transition smoothly into their post-work years with confidence.
Long-term Care Insurance
Long-term care insurance protects assets from healthcare costs associated with aging or chronic conditions. We design policies that cover assisted living, home care, and medical expenses, preserving wealth for beneficiaries while providing comprehensive coverage.
People
Barbara L. Cole
Owner and Founder
Barbara L. Cole is a Certified Financial Planner and Chartered Life Underwriter with 20+ years of experience. She specializes in creating personalized insurance and investment strategies for affluent individuals and business owners.
Questions
What financial services do you specialize in?
We specialize in life insurance, retirement planning, investment management, long-term care insurance, and business succession strategies tailored to individual and corporate client needs.
How do you create personalized financial plans?
We conduct detailed financial assessments, prioritize client goals, and develop customized strategies using insurance products, investment vehicles, and tax-efficient planning techniques.
Do you work with out-of-state clients?
We serve clients in AZ, CA, CO, FL, MI, MT, NV, OR, SD, TX, VA, and WA, offering virtual consultations for those outside our local area.
What qualifications do your advisors hold?
Our advisors hold certifications including Certified Financial Planner (CFP), Chartered Life Underwriter (CLU), and Certified in Long-Term Care (CLTC) designations.
How are investment strategies managed?
We offer access to 2,500+ mutual funds, self-directed IRAs, and 529 plans, creating diversified portfolios aligned with risk tolerance, time horizons, and financial objectives.
