Business Details
Your Trusted Insurance Partner in Tipton, KS
Hometown Insurance has been dedicated to providing personalized insurance solutions to Kansas communities since our founding. Our team of experienced agents specializes in auto, home, farm, commercial, life, and long-term care insurance, with a particular focus on agricultural risk management. We pride ourselves on offering tailored coverage options through multiple carriers while maintaining a local presence with agents in Tipton, Mankato, and Junction City.Our commitment to community extends beyond insurance, with team members actively involved in local schools, agricultural organizations, and conservation efforts. With decades of combined experience in the insurance industry, we combine deep local knowledge with professional expertise to help clients navigate complex coverage decisions and manage risk effectively.
Services
Auto Insurance
Home Insurance
Crop Insurance
Commercial Insurance
Life Insurance
Renter's Insurance
Long-Term Care
Farm Insurance
Policy Bundling
Claims Assistance
Highlights and features
- We offer personalized insurance solutions tailored to Kansas agricultural needs
- Our agents have decades of combined experience in the insurance industry
- We provide coverage through multiple carriers for competitive rate comparisons
- We specialize in crop insurance and agricultural risk management techniques
- Our local agents offer face-to-face service in multiple Kansas communities
Services
Crop Insurance
We provide comprehensive crop insurance solutions designed to protect Kansas farmers against weather-related losses and market fluctuations. Our offerings include revenue protection, yield protection, crop hail, and livestock risk protection policies. Our agents help implement effective risk management strategies that safeguard farming operations and maintain family lifestyles during challenging years.
Auto Insurance
Our auto insurance policies offer customizable coverage options including liability, comprehensive, collision, and uninsured motorist protection. We help clients understand policy components like personal injury protection and rental reimbursement while offering competitive rates through multiple insurance carriers across Kansas, Colorado, and Nebraska.
Home Insurance
We offer homeowners insurance covering structural damage, personal belongings, and liability protection. Our policies include coverage for attached structures, detached buildings, and additional living expenses during home repairs. Agents explain policy details including replacement cost vs actual cash value options to ensure proper protection for Kansas residents.
Commercial Insurance
Our commercial insurance solutions protect Kansas businesses with coverage for property damage, liability claims, and business interruptions. We offer tailored policies for various industries, including specialized agricultural business protection, and help business owners understand policy components like common cause of loss deductibles when bundling multiple coverages.
Long-Term Care
We provide long-term care insurance solutions addressing in-home care, assisted living, and nursing facility needs. Our agents explain coverage options, help clients understand the limitations of Medicare/Medicaid, and offer policies that provide financial freedom for future care choices while protecting family assets from unexpected care costs.
People
Brooke Brummer
Business Owner
Born and raised in rural Kansas, Brooke graduated with a Business Finance degree in 2003 and has focused on agricultural insurance for over 15 years, managing Central Insurance Agency before founding Hometown Insurance.
Paul Osborne
Insurance Agent
Licensed since 1983, Paul combines teaching experience with decades of agricultural insurance expertise, actively participating in rural community development while providing specialized crop insurance solutions to Kansas farmers.
Sarah Schmidt
Crop Insurance Agent
Licensed since 2010, Sarah combines farming experience with insurance expertise, serving Geary County agricultural needs while actively participating in local soil conservation and youth agricultural programs.
Lisa Shivers
Insurance Agent
With a background in animal science and 10 years of insurance experience, Lisa provides comprehensive coverage solutions from Tipton, combining farm operations with community involvement in school and parish organizations.
Questions
What types of insurance do you offer?
We offer auto, home, farm, commercial, life, long-term care, crop, and renter's insurance through multiple carriers.
Do you provide coverage outside Kansas?
Yes, our agents are licensed to provide insurance in Colorado, Kansas, and Nebraska.
Can I bundle multiple policies?
Yes, we offer policy bundling options that can save you money on combined coverage.
How do I file a claim?
Contact your local agent who will connect you with our local claims adjusters for professional handling.
Do you offer discounts?
Yes, we offer various discounts including mature citizen, empty nest, and protective device discounts.
What payment methods are available?
Payments can be made by mail, in person, by phone, or through automatic payment arrangements.