Business Details
Your Trusted Insurance Partner in Poway, CA
Schmidt Brothers Insurance has been serving clients in Poway, California since 2001, providing comprehensive insurance solutions tailored to individual needs. Our team of licensed professionals specializes in auto, home, life, RV, boat, and specialty insurance products, prioritizing proactive risk management and personalized service. With decades of combined experience in the insurance industry, we maintain partnerships with top-rated carriers to deliver competitive rates while offering dedicated support throughout the policy lifecycle. Our commitment extends beyond standard coverage through preventive guidance, claims advocacy, and flexible payment options designed to meet diverse client requirements. 
Services
Auto Insurance
Home Insurance
Life Insurance
RV Insurance
Boat Insurance
Highlights and features
- We offer proactive loss prevention guidance to help maintain low insurance premiums
- Our team provides personalized policy customization from multiple carrier options
- We maintain AM Best A+ rated insurance carrier partnerships for reliable coverage
- Our agents have over 40 combined years of local insurance industry experience
- We provide dedicated claims support with qualified adjusters for expedited resolutions
What people say
Best service and price
Friendly service
Best rates
Organized and on top of things
Outstanding customer service
Services
Auto Insurance
Custom California auto insurance policies protect drivers with comprehensive coverage options. We offer liability, collision, uninsured motorist, and specialized coverage for classic and exotic vehicles. Our agents help clients maintain required physical damage coverage for financed vehicles while identifying applicable discounts for multiple policies, college degrees, and good student performance.
Home Insurance
Tailored homeowners insurance policies protect against fire, water damage, and liability claims. We provide guidance on brush fire prevention, plumbing maintenance, and risk mitigation strategies. Our policies cover standard perils while offering earthquake insurance as a separate policy, with recommendations to reduce claim risks through proactive property maintenance.
Life Insurance
Life insurance solutions protect families through income replacement and financial security policies. We offer term and permanent life coverage options to address mortgage protection, childcare expenses, and standard of living preservation. Our agents help clients understand policy benefits and select appropriate coverage amounts to protect dependents in unexpected circumstances.
RV Insurance
Specialized RV insurance covers motorhomes, travel trailers, and toy haulers with features like replacement cost coverage and vacation liability. Our policies provide emergency expense protection and access to knowledgeable claims professionals. We offer flexible options for various RV types including Class A, B, and C motorhomes, fifth wheels, and pop-up campers.
Boat Insurance
Comprehensive boat insurance covers powerboats, sailboats, and personal watercraft. Our policies protect against damage, liability, and equipment loss with coverage for trailers and boating accessories. We provide safety guidance and help clients understand policy details including coverage limits, navigation areas, and available discounts for boating safety courses.
People
Matthew W. Schmidt
Co-Owner
California native licensed in 2005 with agricultural economics background. Joined family agency after auto auction experience. Specializes in client relationships and policy customization while maintaining local community connections.
Adam R. Schmidt
Co-Owner
Licensed property and casualty agent since 2001 with automotive industry expertise. Focuses on classic/exotic car insurance and client education. Combines technical knowledge with personalized service for specialized insurance needs.
Callie Marie Schmidt
Office Mascot
Eleven-year-old yellow lab providing office companionship and client comfort. Enjoys outdoor activities and serves as ambassador for the company's friendly, approachable atmosphere.
Questions
What types of insurance do you offer?
We provide auto, home, life, RV, boat, motorcycle, and specialty insurance products tailored to California residents' needs.
How can I get a free insurance quote?
Call us at (858) 513-7780 or visit our website to speak with an agent about customized coverage options.
Do you offer multi-policy discounts?
Yes, we provide discounts for bundling homeowners and automobile insurance with the same carrier.
What payment options are available?
We accept payments through U.S. postal mail, secure online transactions, and monthly installments from checking accounts.
How do you handle insurance claims?
We work with qualified adjusters to ensure prompt, professional claims processing and fair resolution outcomes.
