Business Details
32 Years
experience
Emergency
services
Trusted Commercial Insurance Broker in New Orleans
Founded in 1994, 3rd Millennium has established itself as a premier minority-owned commercial insurance broker serving clients across the southern United States. With over three decades of continuous operation, our firm specializes in delivering tailored insurance solutions for businesses, nonprofit organizations, and coastal homeowners. Our expertise spans commercial property, liability, and transportation insurance, alongside specialized coverage for high-risk and hard-to-place risks. We pride ourselves on combining cutting-edge technology with a client-centric approach, ensuring competitive pricing and comprehensive protection.Our team of seasoned professionals, including MBAs, accountants, and industry-certified brokers, serves a diverse clientelefrom municipalities and national record companies to small contractors and home-based businesses. With offices in New Orleans, Atlanta, Dallas, Baton Rouge, and Shreveport, we maintain a 24/7 accessibility commitment to meet the evolving needs of our clients while upholding a culture of excellence and trust.
Services
Commercial Insurance
Nonprofit Insurance
Coastal Home Insurance
Trucking Insurance
Life Insurance
Details
- Year established: 1994
Highlights and features
- We offer 30 years of specialized expertise in commercial and coastal insurance.
- Our team includes MBAs, certified brokers, and risk management professionals.
- We provide tailored solutions for high-risk and hard-to-place insurance needs.
- 24/7 accessibility ensures continuous client support and emergency assistance.
- Our partnerships with A-rated carriers guarantee competitive pricing and reliability.
What people say
40% less cost
Tailored high-risk solutions
Expertise in coastal insurance
24/7 accessibility
A-rated carrier partnerships
Services
Commercial Insurance
We provide tailored commercial insurance for buildings, equipment, inventory, and vehicles. Our policies combine liability, property, and umbrella coverage to protect businesses of all sizes. With expertise in high-risk industries, we secure competitive rates from A-rated carriers while ensuring compliance with contract requirements.
Nonprofit Insurance
Our nonprofit insurance serves faith-based organizations, schools, and community groups. We offer liability, property, and directors & officers coverage tailored to the unique risks of charitable entities. This includes specialized protection for events, volunteers, and high-value assets like churches and senior living facilities.
Coastal Home Insurance
We specialize in coastal homeowners insurance for properties within 50 miles of the Atlantic or Gulf Coast. Our programs address high premiums and deductibles by offering replacement cost coverage, valuables protection, and flood endorsements through a curated network of specialty carriers.
Trucking Insurance
Our trucking insurance covers interstate and intrastate carriers with liability, cargo, and physical damage policies. We serve fleets of all sizes, including owner-operators, with access to surplus lines markets and programs for high-risk transportation risks.
Life Insurance
We exclusively partner with Columbus Life Insurance Company to offer term life and annuity products. With over a century of financial stability, Columbus Life provides competitive rates for individuals and businesses seeking long-term protection and retirement planning solutions.
People
Loretta Rabb
President and CEO
Co-founder with 18+ years in retail brokerage, specializing in nonprofit and public entity insurance. Former Fortune 100 economic forecaster with an MBA from the University of New Orleans.
Virgil Jonson
Executive Vice President
Surplus lines broker and London markets intermediary. Holds a B.S. in Psychology from the University of New Orleans, licensed in six southern states.
Ted Jonson
Vice President
Commercial lines specialist with eight years in property and construction sector insurance. Licensed in AL, GA, and LA, with a finance degree from Hampton University.
Kimberly Edwards
Director of Operations
Former insurance software consultant managing agency systems and customer experience. Holds a BA in Public Administration from Seattle University with expertise in claims resolution.
Johnny DiBartolo
Risk Consultant
Former City of New Orleans risk manager with 15+ years in professional liability and technology sector insurance. Licensed in GA, LA, and TX.
Questions
What commercial insurance services do you offer?
We provide property, liability, workers' compensation, and commercial auto insurance tailored to industries like construction, transportation, and nonprofits.
Do you specialize in coastal homeowners insurance?
Yes, we offer coverage for homes within 50 miles of the Atlantic or Gulf Coast, including replacement cost guarantees and flood endorsements.
Why partner with Columbus Life Insurance Company?
Columbus Life offers over 100 years of stability and competitive term life policies, making them our exclusive life insurance provider since 1994.
Are your services available 24/7?
Yes, our brokers and claims teams are accessible 24 hours a day for emergencies or policy assistance.
Which states do you operate in?
We serve AL, CA, DE, FL, GA, LA, MD, MS, NC, NJ, NY, SC, TX, and VA with licensed brokers in each region.
