Business Details
24 Years
experience
Your Trusted Insurance Partner in Barstow
Just Us Insurance Services has served Barstow, Victorville, Hesperia, Apple Valley, and surrounding communities since 2002. With over 15 years of experience, we specialize in Medicare plans, life insurance, health insurance, and annuities, offering personalized solutions for individuals, families, and businesses. As independent agents, we represent top carriers like Blue Shield, Anthem Blue Cross, and United Healthcare, providing no-cost consultations to help clients compare plans. Our team prioritizes education and transparency, ensuring clients make informed decisions about their coverage.We offer home appointments across San Bernardino County and the Mojave River Valley, focusing on affordability and comprehensive protection. Our services include Medicare Advantage, Supplement plans, term life insurance, group health insurance, and consumer-directed health plans with HSAs. We guarantee no other agency can match our combination of coverage quality and competitive pricing.
Services
Medicare Plans
Life Insurance
Health Insurance
Group Insurance
Annuities
Final Expense Insurance
Prescription Drug Plans
Dental Insurance
Critical Illness Coverage
Accident Insurance
Details
- Year established: 2002
Highlights and features
- We have 15+ years of experience serving Southern California communities.
- Our independent agents represent top-rated insurance carriers nationwide.
- We provide no-cost consultations and personalized plan comparisons.
- We offer home appointments across San Bernardino County and the Mojave River Valley.
- We guarantee comprehensive coverage at competitive pricing unmatched by other agencies.
Services
Medicare Advantage Plans
Medicare Advantage Plans offer all Original Medicare benefits plus additional coverage like vision, dental, and prescription drugs. These HMO/PPO plans require Part A/B eligibility and include wellness programs. We help compare plans with varying out-of-pocket costs and provider networks.
Term Life Insurance
Term life insurance provides affordable death benefits for specified periods. Our policies include options with living benefits and guaranteed issue plans. We compare rates from multiple carriers to find the most cost-effective solutions for individuals and families.
Group Health Insurance
Customizable group plans for businesses of all sizes include PPO, HMO, and HSA-compatible options. We help employers reduce costs through consumer-directed plans with tax-advantaged savings accounts and network discounts.
Medicare Supplement Plans
Medicare Supplement Plans cover gaps in Original Medicare, offering freedom to choose any Medicare-accepting provider. We specialize in Plan F and other Medigap options, explaining coverage variations and helping compare policies.
Critical Illness Coverage
Critical illness insurance provides lump-sum payments for conditions like cancer or heart disease. We offer guaranteed-issue plans with flexible benefit structures to complement primary health coverage and protect against unexpected medical costs.
Questions
What insurance types do you specialize in?
We specialize in Medicare plans, life insurance, health insurance, annuities, and final expense coverage for individuals and businesses.
Do you offer no-cost consultations?
Yes, we provide no-cost plan comparisons and personalized consultations to help you find the most affordable coverage options.
Can you help with Medicare enrollment?
Yes, we explain Medicare basics, help compare Advantage and Supplement plans, and guide enrollment in Part D prescription coverage.
Do you serve business owners?
Yes, we offer group health insurance solutions including HSA-compatible plans, PPOs, and customized coverage for small to large businesses.
Are your services available locally?
Yes, we provide home appointments in Barstow, Apple Valley, Victorville, and surrounding San Bernardino County communities.
What carriers do you represent?
We work with top carriers including Blue Shield, Anthem Blue Cross, United Healthcare, MetLife, and Transamerica.
