Business Details
Trusted Insurance & Financial Solutions in Sacramento, CA
Perry-Young Insurance Solutions is committed to empowering clients with financial security through personalized insurance and wealth management strategies. Since 1981, we have specialized in helping individuals and businesses visualize their financial goals, develop tailored plans, and protect their assets. Our team combines deep industry expertise with a client-centric approach, offering life insurance, disability coverage, annuities, and investment solutions.Grounded in integrity and ethical decision-making, we prioritize long-term relationships and community engagement. Our NFLPA-registered advisors bring specialized knowledge to serve professional athletes, while our educational initiatives ensure clients stay informed about financial planning. With licenses across multiple states, we deliver customized solutions that adapt to evolving client needs.
Services
Life Insurance
Long-term Care Insurance
Disability Insurance
Income Annuities
Investment Products
Highlights and features
- We offer 40+ years of experience in insurance and financial planning.
- Our NFLPA-registered advisors specialize in serving professional athletes.
- We provide personalized strategies grounded in ethical decision-making.
- Our team holds advanced certifications including MSFS and CFP designations.
- We prioritize ongoing client education and community outreach programs.
Services
Life Insurance
We offer customizable life insurance policies designed to protect families and preserve wealth. Our solutions include term coverage for temporary needs and permanent policies with cash value growth. Clients can access policy loans for college funding or retirement income while ensuring death benefits for loved ones.
Long-term Care Insurance
Our long-term care insurance helps clients safeguard assets against rising healthcare costs. Policies provide financial support for in-home care, assisted living, or nursing facility expenses, ensuring clients maintain quality of life without depleting savings.
Disability Insurance
We provide disability insurance to replace income lost due to injury or illness. These policies ensure clients maintain financial stability during recovery periods, covering essential expenses like mortgages and daily living costs.
Income Annuities
Our guaranteed income annuities deliver stable retirement income through immediate or deferred payment options. Clients can customize start dates and payment structures to align with their retirement goals and lifestyle needs.
Investment Products
We offer diversified investment solutions including mutual funds, IRAs, and 529 plans. These products help clients build long-term wealth, prepare for education expenses, and optimize employer-sponsored retirement plans with professional guidance.
People
Theodore Young
Financial Advisor
Theodore Young, MSFS, has provided insurance and financial planning expertise since 1981. As an NFLPA-registered advisor, he specializes in serving athletes and holds advanced certifications in financial services. He leads client strategy development and community education initiatives.
Lori A. Shea
Client Relations Manager
Lori Shea manages client communications and community outreach programs. With a background in healthcare and financial services since 2004, she organizes client events and ensures seamless support for all client needs.
Questions
What insurance products do you specialize in?
We specialize in life insurance, long-term care coverage, disability insurance, and income annuities tailored to individual financial goals.
Do you work with professional athletes?
Yes, we have NFLPA-registered advisors who provide customized financial planning for professional athletes and their families.
How can life insurance help with college funding?
Permanent life insurance policies allow tax-deferred cash value withdrawals to pay for education expenses while maintaining death benefits.
What investment options do you offer?
We provide mutual funds, IRAs, 529 college savings plans, and employer-sponsored retirement solutions through NYLIFE Securities.
In which states do you provide services?
We operate in California, Arkansas, Arizona, Colorado, Florida, Texas, New York, Washington, Wyoming, and other licensed states.
