Commonwealth Underwriters

The Virginia Property Insurance Association (VPIA) is a non-profit organization that has been providing dwelling and commercial property coverages to individuals and businesses throughout the state who are unable to obtain coverage through the voluntary insurance market since 1968. Our mission is to ensure stability in the property insurance market, making sure that basic property insurance is available for all qualified properties, and promoting the maximum use of licensed insurers while providing for the equitable distribution of risk to all licensed insurers.

Our History

The VPIA was formed in 1968 as the Virginia Insurance Placement Facility. We changed our legal structure and our name in 1976 when we became the Virginia Property Insurance Association. Over the years, we have continued to grow and evolve to meet the changing needs of our customers and the property insurance market.

Our Services

We offer a range of services to our policyholders, including:

• Applications and Quotes: We provide dwelling and commercial property coverages to individuals and businesses who are unable to obtain coverage through the voluntary insurance market.
• Policy Services: We offer a range of policy services, including policy issuance, policy revisions, and policy cancellation.
• Billing and Payments: We make it easy to manage your insurance expenses with our online payment system.
• Claims Reporting: We provide a claims reporting process that is easy and convenient for our policyholders.
• Claims Adjusters: Our experienced claims adjusters work with policyholders to resolve claims in a fair and timely manner.
• Tools and Resources: We offer a range of tools and resources to help policyholders manage their insurance policies, including policy forms, manuals, and helpful tools.

Supplements

The following applications and supplemental documents are available:

• Dwelling Application
• Commercial Application
• Supplemental Applications: Vacancy Questionnaire, Corporate Questionnaire, Location Questionnaire, Theft Questionnaire, Liability Restriction

Our experienced and knowledgeable staff is dedicated to providing exceptional service to our policyholders. We strive to make it easy to manage your insurance policies and to ensure that you have the coverage you need to protect your property and your business.