WB Payne

The W.B. Payne Co. Inc. is a family owned and operated independent insurance agency founded in Boonville, NY, in 1958 by William B. Payne. W.B. Payne is a multi-line insurance agency designed to offer both individuals and businesses a comprehensive and economical insurance plan for all their insurance needs. We operate in three locations in Boonville, Lowville, and Utica. We currently work with over thirty national and regional insurance carriers to provide our customers with their insurance needs from Automobile, Homeowners, Umbrellas, Recreational Vehicles, Seasonal Properties, Commercial Property, Commercial Liability, Bonding, Workers Compensation, Disability, Health, Accident, and Life Insurance.

Our agency's mission is to provide exceptional service and personalized attention to each of our clients. We strive to understand the unique needs of every individual and business, offering tailored insurance solutions that meet their specific requirements. Whether you're looking for insurance for your home, vehicle, business, or recreational activities, we have the expertise and resources to help you find the best coverage at the best price.

Commercial and Business Insurance

General liability insurance is a vital policy for small businesses, providing coverage for customer injuries, customer property damage, and lawsuits related to both. It's usually the first policy small business owners purchase because they often need it to sign commercial leases and client contracts. Almost every business needs some form of general liability insurance coverage to protect company assets and sign important contracts. This policy can help small businesses pay for unexpected lawsuit costs, sign deals with new clients, rent commercial space, and avoid bankruptcy. It also reassures clients that you'll be able to compensate them if you damage their property or injure someone with your work.

At W.B. Payne Co., Inc., we understand the importance of having the right insurance coverage for your business. Our experienced agents can help you navigate the complex world of commercial insurance, ensuring that you get the coverage you need to protect your business and its assets. From general liability to workers' compensation and business property insurance, we can help you create a comprehensive insurance plan that meets your unique business needs.