Northern Neck Insurance

At Northern Neck Insurance Company, we don't have customers. We have members. When you choose us for your insurance needs, you become a part of something bigger than just a policy. You're a member-owner, joining more than 50,000 Virginia households in a century-old tradition of neighbors joining forces to do more together than we could do individually.

Our company is owned and operated for the benefit of our members. Everyone in the Northern Neck family has a need for the products and services we provide. Our motivation is practical benefit for our fellow Virginians, not financial gain. We are not just an insurance company; we are a mutual business model that elevates us above other insurance companies.

Community is in our DNA. We're right here, and ready to help. We've had the same purpose for 125 years: to help Virginians protect their financial futures by insuring their homes and most valuable possessions. That's what being a mutual company means - people coming together to create a benefit for all.

Our People

Our people are the heart and soul of our company. We have a dedicated team of professionals who are committed to providing the best service to our members. From our claims department to our customer service team, we have experts who are always ready to assist you with any questions or concerns you may have.

Our people are not just employees; they are part of the Northern Neck family. They understand the importance of providing exceptional service and building lasting relationships with our members. They are dedicated to ensuring that every member feels valued and supported throughout their journey with us.

Community

At Northern Neck Insurance Company, we believe that community is at the heart of everything we do. We are not just an insurance company; we are a mutual business model that thrives on the principle of neighbors helping neighbors. We understand that our members are not just policyholders; they are part of our community.

We believe in giving back to our community through various initiatives and partnerships. We work closely with local organizations and charities to support causes that matter to our members. Our commitment to community is reflected in our services, our people, and our values.

Services

We offer a wide range of services to our members, including:

• Homeowners Insurance: Protect your home and most valuable possessions with our comprehensive homeowners insurance policy.
• Car Insurance: Get the best coverage for your vehicle with our auto insurance policy.
• Renters Insurance: Protect your personal belongings and financial future with our renters insurance policy.
• Personal Umbrella Insurance: Get additional liability coverage with our personal umbrella insurance policy.
• Cyber Protection: Protect your digital assets with our cyber protection policy.
• Inland Flood Insurance: Protect your home from flood damage with our inland flood insurance policy.

Our services are designed to provide comprehensive coverage and peace of mind to our members. We understand that every individual has unique needs, and we offer a variety of endorsements and options to tailor your coverage to fit your lifestyle.

Why Choose Us?

So, why should you choose Northern Neck Insurance Company for your insurance needs? Here are a few reasons:

• Local and Personal: We are a local company that understands the needs of Virginians. Our agents are located throughout the state, providing personalized service and expertise.
• Affordable: We believe that insurance shouldn't break the bank. We offer affordable rates and discounts to help you save money.
• Tailored Coverage: We give you plenty of options and endorsements to tailor your coverage to fit your needs and lifestyle.
• Mutual Company: We are a mutual company, owned and operated for the benefit of our members. This means that our motivation is practical benefit for our fellow Virginians, not financial gain.