Medtrans Insurance

Who We Are

medTRANS Insurance, Ltd. is a unique, member-owned and governed medical stop-loss captive insurance company. Our innovative solution empowers employers to take control of healthcare costs, mitigate risks, and achieve improved financial resilience. We partner with businesses to transform their healthcare plans from passive expense management to strategic assets.

Our Mission

Our primary mission is to empower employers to take charge of their healthcare destiny. We achieve this by:

• Providing a low-cost entry point to captive insurance ownership, allowing employers to own and control their healthcare plans.
• Sharing risk and reducing volatility through collective self-funding among a group of like-minded businesses.
• Offering unparalleled transparency and accountability, empowering employers to make informed decisions regarding their healthcare programs.

1. Customized Captive Insurance Solutions

We tailor our programs to meet the specific needs of each client, ensuring that your healthcare coverage is optimized for cost-effectiveness and efficiency.

2. Member-Driven Governance

As a member-owned company, our policyholders actively participate in the governance of their plans. This collaborative approach ensures that your voice is heard and your concerns are addressed.

3. Risk Management and Cost Control

Through collective risk-sharing and shared underwriting profits, we empower you to take control of healthcare costs and mitigate potential losses.

4. Data-Driven Analytics

Our dedicated team provides access to comprehensive data analytics and reporting, enabling you to track your healthcare performance and make informed decisions.

5. Industry Expertise

With a team of experienced professionals and a deep understanding of the healthcare industry, we are uniquely positioned to provide tailored solutions and unparalleled support.

Our Philosophy

At medTRANS, we believe that healthcare shouldn't be a burden. Through our innovative solutions, we empower businesses to achieve:

• Reduced healthcare costs: Our collective purchasing power and risk-sharing capabilities enable significant cost savings.
• Increased control: You retain full ownership and control over your healthcare coverage.
• Enhanced transparency: Clear reporting and open communication ensure accountability and empower informed decision-making.
• Financial stability: By sharing risk and achieving cost efficiencies, we enable businesses to build greater financial resilience.