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Business Details
50+ Years
experience
Your Trusted Insurance Partner in Lemon Grove, CA
Horton Insurance Agency has served the insurance needs of Lemon Grove and California since 1965. As an independent agency, we prioritize client interests by comparing policies from multiple carriers to find optimal coverage and pricing. Our team combines decades of local expertise with a commitment to personalized service, offering solutions for auto, home, commercial, and specialty insurance. We emphasize transparency, community involvement, and advocacy during claims processes. Our independence allows tailored recommendations without carrier restrictions.

With over 55 years of operational history, we maintain deep relationships with trusted insurers while adapting to evolving client needs. Our focus remains on delivering value through comprehensive risk assessment and dedicated support. Clients benefit from our local market knowledge and no-obligation quote comparisons. We serve individuals and businesses across California, ensuring alignment between coverage and unique requirements. Our reputation for reliability and client-centric service has been built through consistent, ethical practices.
Services
Auto Insurance Home Insurance Commercial Auto Insurance Motorcycle Insurance Boat Insurance Renters Insurance Condo Insurance Landlord Insurance Flood Insurance Earthquake Insurance
Details
  • Year established: 1965
Highlights and features
  • We offer over 55 years of experience serving California's insurance needs.
  • Our team provides personalized service as an independent insurance agency.
  • We compare policies from multiple carriers to find optimal coverage options.
  • We provide free, no-obligation insurance quotes for informed decision-making.
  • Our local expertise ensures tailored insurance solutions for Lemon Grove residents.
Services
Auto Insurance
Our auto insurance policies protect vehicles against damage from accidents, theft, or natural disasters while covering medical and legal expenses. We offer liability, collision, and comprehensive coverage options tailored to California drivers. Clients benefit from comparisons across multiple carriers to find optimal pricing and protection levels.
Home Insurance
Home insurance policies safeguard residential properties against fire, theft, and natural disasters while providing liability coverage for property-related injuries. We offer dwelling protection, personal property coverage, and umbrella policies for enhanced security. Our team helps clients customize limits and deductibles to match individual needs.
Commercial Auto Insurance
Commercial auto insurance covers company vehicles for bodily injury, property damage, and medical expenses during business operations. We provide coverage for mixed vehicle fleets and specialized equipment. Policies include liability protection and optional hired/non-owned vehicle coverage for employee-driven cars.
Motorcycle Insurance
Motorcycle insurance protects riders with liability, collision, and comprehensive coverage for various bike types. We offer custom parts protection, roadside assistance, and medical coverage options. Policies accommodate street cycles, cruisers, and specialty motorcycles operated in California.
Boat Insurance
Boat insurance policies cover watercraft against damage, theft, and liability incidents on the water. We provide agreed-value coverage, liability protection, and emergency assistance for boats, jet skis, and other watercraft. Policies include personal effects and equipment coverage tailored to California boaters.
People
Shannon Weichert
Shannon Weichert provides personalized insurance solutions to Lemon Grove residents and California clients. With expertise in policy comparison and risk assessment, Shannon helps clients navigate coverage options from multiple carriers. Our team prioritizes client education and tailored recommendations.
Questions
What types of insurance do you offer?
We provide auto, home, motorcycle, boat, renters, condo, landlord, flood, earthquake, umbrella, and commercial auto insurance policies for California residents and businesses.
How can you help me save on insurance?
As an independent agency, we compare rates and coverage options from multiple carriers to find policies that balance protection and affordability for your specific needs.
Do you serve commercial clients?
Yes, we offer commercial auto insurance with liability coverage, hired/non-owned vehicle protection, and customized policies for business fleets and specialized equipment operations.
Are you locally owned?
Yes, we're a locally operated Lemon Grove agency serving California since 1965, combining community knowledge with access to statewide insurance solutions.
How do I get a quote?
Request a free online quote or call us at 619-465-9100 to discuss coverage options tailored to your insurance requirements and budget.