Business Details
50+ Years
experience
Your Trusted Insurance Partner in Adrian, Michigan
Founded in 1910, Lenawee-Christmas Insurance has served Southeastern Michigan for over a century, establishing itself as one of Lenawee County's oldest businesses. Our legacy began with E.J. Christmas and evolved through strategic mergers, including the 1991 integration with Lenawee Insurance Agency. As an independent agency, we prioritize client needs over insurer interests, representing multiple carriers to deliver tailored coverage solutions. Our commitment to technological advancement ensures efficient service through state-of-the-art systems and electronic policy management.With a leadership team combining decades of local expertise and a staff averaging over 20 years of tenure, we maintain the highest ethical standards while providing instant rate comparisons and personalized insurance strategies. Our community roots run deep, with multiple team members born and raised in Adrian, ensuring localized knowledge complemented by modern insurance practices. This unique blend of tradition and innovation has allowed us to exceed client expectations for four generations, maintaining credibility through transparent, client-focused service.
Services
Personal Insurance
Business Insurance
Auto Insurance
Home Insurance
Farm Insurance
Commercial Insurance
Life Insurance
Recreational Vehicle Insurance
Details
- Year established: 1910
Highlights and features
- We've served Southeastern Michigan communities for over 100 years
- Our independent agency model offers multiple carrier options
- We maintain state-of-the-art systems for instant rate comparisons
- Our leadership team combines 60+ years of local insurance expertise
- We uphold the highest ethical standards in policy recommendations
Services
Personal Insurance
We provide comprehensive personal insurance solutions tailored to individual needs. Our offerings include home, auto, and life insurance policies designed to protect Michigan residents' assets and loved ones. With access to multiple carriers, we help clients find optimal coverage at competitive rates while ensuring personalized service and local claims support.
Business Insurance
Our commercial insurance services safeguard Michigan businesses through customized coverage packages. We offer property, liability, and specialized industry-specific policies, leveraging our century-long experience to address unique business risks. Our electronic policy management system ensures efficient administration while maintaining competitive pricing through multiple insurer partnerships.
Farm Insurance
We specialize in farm insurance solutions protecting Michigan agricultural operations. Our policies cover farm properties, equipment, and liability risks, with customizable options for crop producers and livestock operations. Our team's deep understanding of rural Michigan's agricultural needs ensures comprehensive protection tailored to modern farming challenges.
Auto Insurance
Our auto insurance services provide Michigan drivers with flexible coverage options for personal and commercial vehicles. We offer competitive rates through multiple carrier partnerships, with instant rate comparisons available through our state-of-the-art rating system. Policies include standard liability coverage and optional comprehensive protection tailored to individual driving needs.
Home Insurance
We offer customized home insurance policies protecting Michigan residences against common risks. Our coverage options include standard dwelling protection, personal property coverage, and liability insurance. With local claims processing and multiple carrier options, we ensure competitive pricing while maintaining personalized service for homeowners across Southeastern Michigan.
People
Timothy W. Bays
Agency President
With over 35 years of insurance experience, Tim has led the agency since 2004. Specializing in commercial and farm insurance, he maintains deep community ties in Lenawee County while ensuring technological advancements enhance client service.
Craig Dilyard
Agency Vice President
As Vice President since 2004, Craig brings decades of insurance expertise specializing in auto, home, and commercial policies. He continues his family's legacy in the agency while maintaining personalized service for Michigan residents.
David S. Bird
Agent
A licensed agent for over 35 years, David specializes in life and recreational vehicle insurance. His extensive experience combines with a personal touch, serving clients from Tipton while maintaining industry expertise through continuous professional development.
Elaine Dennis
Agent
With 40+ years in the insurance industry, Elaine focuses on home and auto coverage. Her commitment to customer service emphasizes clear communication and tailored solutions, leveraging decades of experience to meet Michigan residents' insurance needs.
Blake Hohlbein
Agent
A 2015 business graduate, Blake combines modern insurance practices with traditional values. Licensed in property/casualty and life/health insurance, he serves clients with technological proficiency while maintaining personal connections through local sports leagues and community activities.
Questions
What types of insurance do you offer?
We provide personal insurance (auto, home, life), business insurance, farm policies, and recreational vehicle coverage through multiple carrier partnerships.
Why choose an independent agency?
As an independent agency, we represent multiple insurers to find you optimal coverage at competitive rates without carrier-specific limitations.
Do you serve areas outside Adrian?
While based in Adrian, we serve all Southeastern Michigan communities including Lenawee County and surrounding regions.
How do you use technology to improve service?
Our state-of-the-art systems enable instant rate comparisons, electronic policy management, and faster claims processing while maintaining personal agent support.
