Maximizing Transparency, Minimizing Surprises
Our Vision
SmartPay PayGo empowers businesses to manage workers' compensation costs efficiently and effectively. We partner with businesses, agents, payroll providers, and carriers to deliver a seamless, transparent, and customized Pay-as-You-Go (PayGo) solution.
Who We Are
Founded in 2010, SmartPay has emerged as a leading provider of PayGo solutions in the workers' compensation industry. We leverage diverse expertise and extensive industry experience to deliver innovative technology, unparalleled flexibility, and personalized support.
What We Do
SmartPay PayGo offers a seamless and efficient way to manage workers' compensation coverage, eliminating billing surprises and maximizing cash flow. Our solution:
- Simplifies payroll-based premium payments: Calculate and automatically deduct payments from each payroll, eliminating the need for estimations and reducing audit risks.
- Boosts transparency: Provides clear visibility into payroll classifications and changes throughout the policy term.
- Empowers flexibility: Allows businesses to work with their preferred agents, payroll providers, and carriers.
- Enhances cash flow: Spreads premium payments throughout the year, eliminating large upfront payments.
Our Commitment
At SmartPay, we are committed to:
- Partnering with you: We take the time to understand your unique needs and tailor a PayGo solution that's perfect for your business.
- Providing exceptional customer care: Our dedicated team of experts is available to answer your questions and offer personalized guidance.
- Delivering innovative technology: We constantly invest in cutting-edge technology to ensure a seamless and efficient user experience.
Our Leadership Team
Our experienced leadership team comprises industry veterans with extensive financial, technical, and insurance expertise. They are driven by a deep understanding of the challenges businesses face in managing workers' compensation costs and are committed to delivering exceptional value to our clients.

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