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50+ Years
experience
Your Trusted Insurance Partner Since 1920
CoverLink Insurance has been a trusted partner in risk management since 1920, prioritizing personalized service over policy sales. Our independent agency specializes in crafting tailored insurance solutions for individuals, families, and businesses across Ohio and nationwide. With a team of certified professionals holding designations like CIC and CPCU, we combine decades of local expertise with access to top-tier carriers. Our approach focuses on understanding clients' unique needs through proactive consultations, whether protecting personal assets, navigating complex commercial risks, or implementing cyber liability safeguards.

We maintain transparency through detailed policy explanations and emphasize long-term relationships over transactional interactions, as evidenced by our 94% client retention rate. Our commitment extends beyond insurance through community involvement and industry leadership roles, ensuring clients receive both comprehensive protection and advocacy in times of need.
Services
Auto Insurance Homeowners Insurance Business Owners Policy Cyber Liability Insurance Commercial Property Insurance Malpractice Insurance Life Insurance Flood Insurance Commercial Auto Insurance Umbrella Insurance
Details
  • Year established: 1920
Highlights and features
  • We offer 100+ years of combined insurance expertise with certified professionals
  • Our independent agency model provides unbiased comparisons across multiple carriers
  • We implement proactive risk management strategies beyond standard policy offerings
  • Our team holds advanced designations including CIC and CPCU certifications
  • We provide 24/7 claims support with local adjusters for faster resolution
What people say
Personalized care Awesome customer service Prompt communication Superior coverage Expert advice
Services
Business Owners Policy
Our Business Owners Policy combines property and liability coverage into cost-effective packages for small to mid-sized businesses. This solution protects against common risks like fire damage, theft, and customer injuries while offering customizable endorsements for specialized needs. Clients benefit from streamlined management of multiple coverages under one policy, reducing administrative complexity while maintaining comprehensive protection for their operations.
Cyber Liability Insurance
Designed for modern digital risks, our cyber liability coverage addresses data breaches and technology-related losses. This includes first-party costs like system restoration and business interruption, plus third-party liabilities from privacy violations or network security failures. We help businesses implement risk mitigation strategies while providing financial protection against cyber incidents through customized policy structures tailored to industry-specific vulnerabilities.
Commercial Property Insurance
We protect commercial real estate and business personal property against perils including fire, wind, and vandalism. Our policies cover building structures, equipment, inventory, and outdoor property with options for expanded perils and business income protection. Clients receive tailored solutions considering their specific industry risks, property characteristics, and operational continuity needs to ensure comprehensive asset protection.
People
Matt Simon
President
Certified Insurance Counselor with 17+ years agency experience. Previously underwriter at Columbus-based insurer. National Young Insurance Agent of the Year recipient. Active in Ohio Insurance Agents Association leadership.
Tom Simon
Chairman of the Board
Insurance industry veteran since 1977 with executive experience. Recognized for innovative business strategies. Active community member and industry mentor. Leads agency's long-term vision and growth initiatives.
Gina Loehr
Senior Account Manager
35+ years insurance experience including commercial underwriting roles. Holds Accredited Advisor in Insurance designation. Specializes in business insurance solutions. Active in community organizations and mentoring new professionals.
Questions
What types of personal insurance do you offer?
We provide auto, home, life, health, umbrella, flood, and specialty coverage like jewelry insurance for individuals and families.
How can business owners benefit from your services?
We offer customized commercial packages including BOP, cyber liability, property, and liability coverage with risk management consultations to protect Ohio businesses.
Do you handle insurance claims assistance?
Our team provides 24/7 claims support with local adjusters to ensure timely resolution and advocate for policyholder rights during the claims process.
Can out-of-state businesses get coverage?
While based in Ohio, we provide insurance solutions for businesses and individuals across multiple states through our carrier partnerships.
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