Business Details
50+ Years
experience
Emergency
services
Your Trusted Independent Insurance Partner in Cincinnati
Camargo Insurance is an independent, award-winning Ohio-based insurance agency serving clients nationwide since 1956. Our mission is to provide clear, complete insurance coverage through personalized service, prioritizing client needs over corporate interests. With decades of experience, we specialize in crafting tailored insurance solutions for both businesses and individuals, offering access to top-rated carriers while maintaining a local, relationship-driven approach.Our team of licensed professionals focuses on understanding unique client circumstances to deliver comprehensive coverage plans, fast claims service, and ongoing policy support. We differentiate ourselves through a commitment to transparency, proactive risk management, and a concierge-style client experience that combines industry expertise with personalized attention.
Services
Business Auto Insurance
Commercial Property Insurance
Workers Compensation
Cyber Liability Insurance
Real Estate Investor Insurance
Trucking Insurance
Home Insurance
Life Insurance
Details
- Year established: 1956
Highlights and features
- We offer 24/7 client center access for policy management and claims support
- Our team includes certified insurance counselors and industry award winners
- We provide coverage in 48 states with local Cincinnati office support
- Our independent agency model offers access to multiple top-rated carriers
- We specialize in complex insurance needs for real estate investors and trucking businesses
Associations and certifications
- Entrepreneurs Organization
- Goering Center
- Expertise.com
- ThreeBest Rated
- Owner-Operator Independent Drivers Association
- Greater Cincinnati Insurance Board
- Rough Notes Agent for the Future
- Woman in Trucking
What people say
Outstanding customer service
Saved us money
Top-notch service
Proactive support
Knowledgeable advisors
Services
Business Auto Insurance
Protect your business vehicles with comprehensive commercial auto insurance that exceeds personal policy limits. We provide tailored coverage for single vehicles or fleets, including collision protection, liability coverage, and non-owned vehicle liability for employee-driven cars. Our policies help safeguard business assets while meeting state requirements and offering additional protections for commercial operations.
Commercial Property Insurance
Secure your business assets against fire, theft, and natural disasters with customized property insurance. We offer protection for buildings, equipment, and inventory, including business interruption coverage and additional protections for unique risks like building code upgrades. Our policies ensure business continuity after unexpected property damage events.
Workers Compensation Insurance
Meet legal requirements while protecting employees and business assets with comprehensive workers' compensation insurance. Our policies cover medical expenses, lost wages, and legal costs associated with workplace injuries. We help businesses navigate state requirements and implement safety programs to reduce workplace risks and insurance costs.
Cyber Liability Insurance
Protect against financial losses from cyber attacks and data breaches with specialized cyber liability coverage. We offer protection for ransomware payments, legal fees, and business interruption losses. Our advisors help businesses implement risk management strategies and select appropriate coverage limits based on industry-specific threats.
Real Estate Investor Insurance
Comprehensive insurance solutions for real estate investors with multiple properties. We specialize in coverage for multifamily units, commercial buildings, and mixed-use properties, including unique risks associated with older construction and non-standard tenant situations. Our policies provide protection across 48 states with tailored solutions for growing investment portfolios.
People
Jay Mueller
Chief Executive Officer
With over 25 years in insurance, Jay leads Camargo's strategic direction while maintaining hands-on client relationships. He specializes in commercial real estate and nonprofit insurance, bringing expertise in complex risk management solutions.
Dave Setter
Director of Insurance Operations
A Certified Insurance Counselor (CIC), Dave oversees insurance operations and specializes in contractors, multifamily properties, and bar insurance. He brings technical expertise and practical solutions to clients' insurance challenges.
Allison Watkins
Insurance Advisor
Allison focuses on personal insurance lines and commercial trucking policies. With a client-first approach, she helps individuals and businesses find cost-effective coverage solutions that meet their specific needs.
Julie Roberts
Director of Administration
Julie manages administrative operations and client service delivery. With extensive experience in insurance operations, she ensures smooth policy implementation and client support processes.
Tara Skidmore
Account Executive
Tara works with clients to understand their insurance needs and implement appropriate coverage solutions. She focuses on building long-term client relationships through personalized service and industry knowledge.
Questions
What insurance types do you specialize in?
We specialize in business insurance (auto, property, cyber, workers' comp), real estate investor policies, trucking insurance, and personal coverage (home, auto, life).
Do you offer 24/7 policy management access?
Yes, our online client center provides 24/7 access for policy changes, claims reporting, certificate requests, and bill payments.
How do I add a driver to my policy?
Contact us by phone or email with the driver's name, birthdate, and license number to add them to your insurance policy.
What if I need insurance for out-of-state properties?
We provide coverage across 48 states with specialized solutions for real estate investors and businesses operating in multiple jurisdictions.
How does your claims process work?
Report claims through our client portal or contact your advisor directly. We provide prompt assistance with claims submission and resolution.
