Business Details
49 Years
experience
Emergency
services
Trusted Student and Athletic Injury Insurance Solutions
We are a family-owned insurance agency with 46 years of experience specializing in student and athletic injury insurance. Our mission is to provide comprehensive, affordable coverage for students, athletes, and educational institutions while delivering personalized service and expert guidance. We work with multiple A-rated carriers to offer tailored solutions, including student health insurance, accidental injury coverage, and dental/vision plans.Our team prioritizes accessibility, flexibility, and claims support, ensuring schools and families receive cost-effective protection with seamless service. With a focus on innovation and customer satisfaction, we help clients navigate insurance needs through dedicated account management and 24/7 assistance.
Services
Student Health Insurance
Accidental Injury Insurance
Team Athletic Coverage
Dental Insurance
Vision Insurance
Details
- Year established: 1977
Highlights and features
- 46 years of experience in student insurance industry
- Family-owned business with personalized service
- Access to multiple A-rated insurance carriers
- Comprehensive coverage for students and athletes
- Dedicated customer support for claims assistance
Services
Student Health Insurance
Comprehensive health insurance for students, including 100% reimbursement at school health centers, preventive care, and prescription drug coverage. Designed to meet Affordable Care Act standards with low out-of-pocket costs and no waiting periods. Provides essential protection for unexpected medical expenses during academic years.
Accidental Injury Insurance
Coverage for medical expenses from school-related accidents, including team sports and special events. Offers deductible waivers and 24/7 claims support to ensure timely treatment and financial protection for families. Helps schools manage liability while safeguarding student athletes.
Team Athletic Coverage
Specialized insurance for interscholastic sports programs, covering injuries during practices and games. Includes travel coverage and flexible deductible options to reduce premiums. Designed to protect schools and athletes while maintaining compliance with institutional requirements.
Dental Insurance
Affordable dental coverage with options for individuals aged 18+. Features include two annual exams, up to $2,000 annual maximum, and no waiting periods for most services. Partners with nationwide dental providers for accessible care.
Vision Insurance
Vision coverage plans offering routine eye exams, prescription eyewear discounts, and access to a network of eye care professionals. Designed to complement health insurance with cost-effective preventive vision care.
Questions
What does student health insurance cover?
Our student health insurance covers 100% reimbursement for medical treatment at school health centers, preventive care, prescription drugs, and pre-existing conditions with no deductible.
How does accidental injury insurance work for athletes?
Accidental injury insurance covers medical expenses from school-sponsored sports injuries, including practices and travel. It offers deductible flexibility and spreads costs across student populations to reduce premiums.
Are international students eligible for coverage?
Yes, we provide comprehensive health insurance for international students and travelers with premiums under $1/day, covering medical emergencies and routine care abroad.
How are insurance premiums calculated?
Premiums depend on student enrollment numbers and athletic participation levels. We review existing policies and claims data to create customized, cost-effective proposals.
What support is available for claims processing?
We offer 24/7 claims assistance, including help completing forms, expediting payments, and negotiating medical charges to ensure timely resolution for students and schools.
