Business Details
18 Years
experience
Trusted Medicare & Health Insurance Services in Colorado
Founded in 2008 and headquartered in Colorado, our agency specializes in Medicare and Affordable Care Act solutions. We empower seniors through education, helping them make informed decisions about insurance and retirement. Our team of client-driven agents serves thousands across Colorado, Nebraska, Arizona, Missouri, and Florida. We offer comprehensive coverage options including Medicare Advantage, Supplement plans, Part D Prescription Drug Plans, life insurance, and annuities. With a focus on transparency and personalized service, we guide clients through complex insurance landscapes to find tailored solutions. Our expertise spans network limitations, benefit structures, and enrollment processes, ensuring clients understand all available options.We maintain partnerships with Medicare-contracted organizations and Part D sponsors to provide verified coverage plans. Our agents hold licenses across multiple states, offering localized support while adhering to federal and state insurance regulations. Through Connect for Health Colorado, we help clients access premium tax credits and cost-sharing reductions. Our commitment to client education extends to explaining plan nuances like deductibles, co-pays, and network restrictions.
Services
Medicare Advantage
Medicare Supplement
Part D Prescription Drug Plans
Life Insurance
Annuities
Health Insurance Enrollment
Details
- Year established: 2008
Highlights and features
- We specialize in Medicare and Affordable Care Act solutions since 2008
- Our agents hold licenses across 9 states including AZ, CO, FL, and MO
- We offer comprehensive coverage education including network limitations and benefits
- We help clients access premium tax credits through Connect for Health Colorado
- Our team provides personalized support for Medicare Advantage and Supplement plans
Services
Medicare Advantage
Medicare Advantage plans offer comprehensive coverage with $0 doctor co-pays and no deductibles. These HMO/PPO options include fitness benefits, dental coverage, and transportation services. Plans vary by location with network restrictions applying to out-of-network care. Our agents help compare plan specifics including premium costs and benefit structures.
Medicare Supplement
Plan G provides flexible Medicare coverage with $0 doctor co-pays after annual deductible. These plans allow any Medicare-accepting provider without network restrictions. Coverage includes hospital co-pays and surgical expenses. Our specialists explain deductible amounts and help determine if additional benefits like fitness club access apply.
Part D Prescription Drug Plans
Separate Part D plans cover prescription medications with varying formularies and cost-sharing structures. Our agents compare plan-specific drug lists and pricing tiers. We explain coverage phases including deductible, initial coverage, and donut hole stages. Plans work alongside Original Medicare or Medicare Supplement policies for complete prescription benefits.
Health Insurance Enrollment
We assist with Connect for Health Colorado marketplace enrollment during November 1 - January 15 open period. Our agents explain premium tax credits for eligible applicants and cost-sharing reductions for silver plans. We compare metal-tier plans and verify eligibility for financial assistance programs that lower monthly payments and out-of-pocket expenses.
Annuities
Our specialists explain annuity options as retirement income solutions. We compare fixed, variable, and indexed annuities with guaranteed income riders. Our agents help evaluate surrender charges, investment options, and death benefit provisions. We provide illustrations showing projected income streams and explain how annuities complement existing retirement plans.
People
Barbara Stanfield
Licensed Local Insurance Agent
Barbara serves Arizona, Colorado, and Missouri clients with personalized insurance solutions. She specializes in Medicare Advantage and Supplement plans while maintaining active state licenses.
Brad Keating
Licensed Local Insurance Agent
Brad provides insurance guidance across Arizona, Colorado, Florida, and Missouri. He focuses on helping seniors navigate Medicare options and Affordable Care Act marketplace plans.
Joey Torregrossa
Licensed Local Insurance Agent
Joey operates in seven states including Arizona, Colorado, Florida, and Michigan. He specializes in connecting clients with appropriate Medicare coverage and retirement planning solutions.
Mario Nevarez
Licensed Local Insurance Agent
Mario offers insurance services in Arizona, Colorado, and Oklahoma. He focuses on educating clients about Medicare benefits and helping select appropriate coverage options.
Doris Cronin
Licensed Local Insurance Agent
Doris serves Colorado and Tennessee residents with insurance consultation. She specializes in Medicare Advantage plans and helps clients understand prescription drug coverage options.
Questions
What Medicare plan types do you offer?
We offer Medicare Advantage (HMO/PPO), Medicare Supplement (Medigap), and standalone Part D Prescription Drug Plans. Our agents explain network restrictions, benefit structures, and cost-sharing requirements for each option.
How can I get financial help with health insurance?
Through Connect for Health Colorado, eligible applicants may receive premium tax credits to lower monthly payments. Cost-sharing reductions for silver plans can also reduce out-of-pocket expenses when using healthcare services.
Do you offer insurance outside Colorado?
Yes, our licensed agents serve Arizona, Colorado, Florida, Missouri, Nebraska, and Tennessee. We provide state-specific plan comparisons for Medicare Advantage, Supplement, and Part D Prescription Drug Plans.
What's the difference between Medicare Advantage and Supplement plans?
Medicare Advantage replaces Original Medicare with network-based coverage and additional benefits. Medicare Supplement works with Original Medicare for broader provider access, covering deductibles and co-pays with no network restrictions.
How do I enroll in Medicare Part D?
Our agents help enroll in standalone Part D plans during annual enrollment. We compare formularies, pricing tiers, and coverage phases to find appropriate prescription drug coverage that works with your existing Medicare plan.
What annuity options are available?
We offer fixed, variable, and indexed annuities with various payout structures. Our specialists explain surrender periods, investment options, and guaranteed income riders to help determine appropriate retirement income solutions.
