Business Details
13 Years
experience
Emergency
services
Your Trusted Independent Insurance Agency in Northville, NY
At CDL Associates Insurance Agency, we pride ourselves on being a trusted independent insurance partner with 12 years of experience serving clients across 40+ states. Our team of seasoned professionals specializes in delivering personalized insurance solutions tailored to the unique needs of businesses, individuals, and employee benefit programs. As an independent agency, we represent multiple top-rated carriers, allowing us to offer competitive coverage options for trucking, transportation, contracting, restaurants, and more.With over 50 five-star reviews, our commitment to exceptional service and expertise in risk management has earned us recognition as Workforce Solutions Business Partner of the Year in 2017. We maintain affiliations with industry organizations like the New York Trucking Association to enhance our resources and better serve our clients. Our approach combines deep industry knowledge with a focus on building long-term relationships, ensuring clients receive comprehensive protection that evolves with their changing needs.
Services
Business Insurance
Trucking Insurance
Transportation Insurance
Contractor Insurance
Restaurant Insurance
Garage Repair Shop Insurance
Home Insurance
Auto Insurance
Employee Benefits
Medicare Advantage Plans
Details
- Year established: 2013
Highlights and features
- We offer personalized insurance solutions tailored to your unique business needs
- Our team has 12 years of experience serving clients in 40+ states
- We represent multiple top-rated insurance carriers for competitive options
- Award-winning service recognized as Workforce Solutions Business Partner of the Year
- Over 50 five-star reviews from satisfied business and personal insurance clients
Associations and certifications
- Professional Insurance Agents of NY
- New York Trucking Association
- Insurance Professionals of Fulton and Montgomery County
What people say
Knowledgeable staff
Excellent service
Best rates
Prompt assistance
Professional team
Services
Trucking Insurance
Specialized trucking insurance solutions for owner-operators, private carriers, and motor carriers. Our coverage options address bobtail insurance, non-trucking liability, cargo protection, and physical damage risks. We provide tailored policies that consider driver experience, vehicle types, and cargo specifics while ensuring compliance with industry regulations. Our team helps clients navigate complex requirements for interstate operations and equipment financing considerations.
Transportation Insurance
Comprehensive transportation insurance for logistics companies and freight operators. We offer protection for high-value cargo, vehicle fleets, and warehousing operations while addressing cyber liability and business interruption risks. Our policies cover specialized transportation needs including livestock, pets, and hazardous materials. We help clients manage coverage gaps through trailer interchange agreements and rental reimbursement options during equipment downtime.
Contractor Insurance
Custom contractor insurance packages for general contractors and specialty trades. Our policies include commercial general liability, equipment coverage, builders risk insurance, and workers compensation. We provide protection for tools, machinery, and job site materials while addressing hold harmless agreements and additional insured requirements. Our team understands the unique risks faced by HVAC technicians, electricians, plumbers, and other construction professionals.
Restaurant Insurance
Complete restaurant insurance solutions covering property damage, liquor liability, and business interruption risks. Our policies address food contamination, employee theft, and cyber liability while providing systems breakdown coverage for critical equipment. We offer specialized protection for valet parking operations and contingent business income from supplier disruptions. Our team understands the unique challenges of food service establishments and hospitality businesses.
Garage Repair Shop Insurance
Specialized insurance for automotive repair facilities including garagekeepers liability and equipment protection. Our coverage addresses property damage to customer vehicles, inland marine risks for tools, and professional liability for repair work. We provide workers compensation and business auto insurance tailored to repair shop operations while offering commercial umbrella policies for enhanced liability protection.
People
Heidi Colson
Agency Owner
With over a decade of insurance industry experience, Heidi Colson leads CDL Associates' strategic direction while maintaining a hands-on approach to client relationships. She specializes in commercial insurance solutions and agency operations management.
Vic Lange
Agency Owner
A former truck driver with deep industry knowledge, Vic Lange focuses on transportation insurance solutions. His practical experience helps clients navigate complex coverage requirements for commercial fleets and owner-operators.
Thomas McGroder
Licensed Insurance Producer
Thomas McGroder provides expert insurance consulting services with a focus on risk management strategies for business clients. He helps clients understand policy details and coverage options across multiple industries.
Kelly Keyrouse
Transportation Specialist
As a licensed transportation insurance expert, Kelly Keyrouse specializes in commercial trucking policies. She works closely with clients to develop customized coverage solutions that address specific operational risks.
Brian Beauchemin
Employee Benefits Specialist
Brian Beauchemin focuses on group insurance solutions including health, disability, and voluntary benefits programs. He helps businesses develop competitive employee benefit packages that meet regulatory requirements.
Questions
What types of business insurance do you offer?
We provide comprehensive business insurance including commercial property, general liability, workers compensation, and specialized coverage for trucking, transportation, contracting, restaurants, and garage repair shops.
Do you offer personal insurance policies?
Yes, we offer personal insurance solutions including auto, home, umbrella, RV, and Medicare Advantage plans tailored to individual needs.
Are you licensed to operate in all states?
We are licensed to serve clients in 43 states including AL, AZ, AR, CA, CO, CT, DE, FL, GA, ID, IN, IO, KS, KY, LA, ME, MD, MI, MN, MS, MO, MT, NV, NH, NJ, NY, NC, ND, OH, OK, OR, PA, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, and WY.
What makes you different from other insurance agencies?
We combine personalized service with nationwide reach, offering access to multiple carriers while maintaining a hometown approach to client relationships and risk management.
Do you offer employee benefits packages?
Yes, we provide group health insurance, voluntary benefits, life insurance, disability coverage, and critical illness insurance solutions for businesses of all sizes.
How quickly can I get an insurance quote?
Most business insurance quotes can be completed within 24-48 hours after receiving your information through our online form or direct contact with an agent.
