Insurance & Benefits Advisors

Insurance & Benefits Advisors (IBA) is a full-service insurance brokerage company that takes pride in its custom and personal approach to helping clients navigate the complex world of insurance. Our team of dedicated professionals has extensive knowledge and experience in the insurance industry, allowing us to offer a wide range of services tailored to meet the unique needs of each client.

At IBA, we understand that finding the right level of insurance coverage can be overwhelming. That's why we're here to help you make an informed decision about your insurance needs. Whether you're looking for medical, dental, vision, Medicare supplemental, property/casualty, travel, or business services, we have you covered.

Our commitment to providing exceptional customer service sets us apart from other insurance companies. We believe in building long-term relationships with our clients by offering personalized attention, expert advice, and unparalleled support. We're dedicated to making insurance easy and affordable for everyone.

Our Services

We offer a comprehensive range of insurance services designed to meet the diverse needs of our clients. From medical and dental to vision and property/casualty, we have the expertise and resources to help you find the right coverage for you and your family.

Medical

Our medical services include short-term, long-term/life, and business insurance options. We offer all Affordable Care Act (ACA) major medical carriers, both on and off the marketplace exchange for individuals and employer group plans. Some of the carriers we offer include UnitedHealthcare, Aetna, Humana, Blue Cross Blue Shield, Healthfirst, Oscar, Molina, Bright Health, and Advent Health.

Dental

Our dental insurance options offer no waiting period, with plans starting at just $11.00 per month. We provide Dental PPO and Indemnity Plans that cover 100% preventative care with no copays, no deductible, and no waiting period. Our dental plans also include reimbursement for self-pay, extra in-network discounts for many networks, and coverage for orthodontics, dentures, and endodontics.

Vision

Our vision insurance plans offer no waiting periods, with plans starting at less than $9.00 per month. We provide plans with both frames/lenses and contacts available. Many carriers with multiple plan levels are available for each, and we offer individual and employer group plans.

Medicare

We understand that navigating Medicare can be confusing, which is why our team of experienced AHIP-certified Medicare specialists are here to guide you. We can help you determine whether a Medicare Advantage Plan or a Medicare Supplement Plan (Medigap) is the best option for you.

Supplemental

Our supplemental health insurance protects you from out-of-pocket expenses. It pays when major medical doesn't. We offer plans that pay you when you've lost income due to an accident or critical illness, as well as income protection when you need it most.

Property/Casualty

Our property and casualty insurance coverage includes options for your home, auto, boat, motorcycle, umbrella, and more. We're here to help you find the right coverage for your unique needs and budget.

Travel

Our travel insurance plans are designed for travelers, expats, and temporary workers in a foreign country. We offer coverage from the time you leave your home country until you return, with protection to get you back home in case of an emergency.

Benefits

Our employer and voluntary benefits services meet the needs and budget of both the employer and employees. We compare all major medical carriers, as well as smaller carriers for voluntary benefits, supplemental plans, HSAs, and new self-funded plans with zero risk available for small businesses. We provide full administration and onboarding, as well as plan administration throughout the year, supporting HR staff and eliminating the burden of benefits administration.

At Insurance & Benefits Advisors, we're dedicated to making insurance easy and affordable for everyone. Contact us today to learn more about our services and how we can help you find the right level of coverage for your unique needs.