Business Details
Affordable Insurance & Community Service Solutions
United Commercial Travelers (UCT) is a 501c8 non-profit fraternal benefit society driven by member dedication to community service. Founded over 130 years ago, we combine affordable insurance products with charitable impact, channeling proceeds into local community projects across North America. Our member-driven model prioritizes health & wellness through Medicare Supplement, Dental & Vision, Final Expense, Critical Illness, and Short-Term Care insurance while fostering volunteerism, leadership, and scholarships.With tens of thousands of members in the U.S. and Canada, we've invested over 210,000 volunteer hours and $3 million in outreach over three years alone. Our non-profit status ensures policyholders become members who directly shape local charitable efforts through councils, creating a unique ecosystem of financial protection and social good.
Services
Critical Illness Insurance
Dental & Vision Insurance
Final Expense Insurance
Medicare Supplement
Short Term Care Insurance
Highlights and features
- Our non-profit model channels insurance proceeds directly into community service projects
- Over 130 years of experience combining financial protection with social impact
- Member-driven local councils decide which charities to support in their communities
- Access to exclusive member discounts, scholarships, and leadership opportunities
- Specialized insurance products covering critical illness, final expenses, and more
Associations and certifications
- 501c8 Non-Profit
- American Fraternal Alliance
Services
Critical Illness Insurance
Our Critical Illness Insurance provides cash benefits for covered diagnoses like cancer, heart attack, or stroke. Policyholders choose coverage levels from $5,000 to $50,000 to protect financial stability during medical crises. This supplemental insurance works alongside existing medical coverage to help maintain quality of life during treatment periods.
Dental & Vision Insurance
Dental & Vision Insurance offers flexible coverage with deductible options and maximum benefits ranging from $1,000 to $2,500 annually. The plan includes hearing benefits and allows members to choose any provider without network restrictions. It's designed for individuals without group benefits or those transitioning into retirement.
Final Expense Insurance
Final Expense Insurance provides permanent coverage with fixed premiums to protect loved ones from end-of-life costs. Policies range from $3,000 to $25,000 with simplified underwriting that typically requires no medical exam. This death benefit helps families cover funeral expenses and estate settlement costs.
Medicare Supplement
Medicare Supplement Insurance covers gaps in Original Medicare for individuals aged 65+. We offer Plans A, B, C, D, F, G, and N to help pay for hospital co-payments, skilled nursing care, and other out-of-pocket expenses. Our policies provide financial security for seniors navigating healthcare needs.
Short Term Care
Short-Term Care Insurance helps cover unexpected recovery expenses with flexible home care options. The plan supports singles or couples needing temporary assistance after illness or injury. It provides financial resources for private recovery care that maintains independence and quality of life.
People
Kenneth Milliser
President
President Kenneth Milliser brings 36 years of Ohio State University experience and extensive UCT leadership. A second-generation member, he's served in multiple council roles and currently coordinates local volunteer efforts while supporting youth sports initiatives in Pickerington, Ohio.
Stanna Funk
Vice President
Vice President Stanna Funk holds education degrees from Concordia University and teaches in Gering, Nebraska. With 20+ years in UCT leadership, she revitalized Denver's council and serves on multiple international committees while supporting Special Olympics and Lutheran church programs.
Dianna Wolfe
Chairman of the Board
Chairman Dianna Wolfe combines 20+ years as UCT Racine Council secretary-treasurer with corporate experience at Medline Industries. As daughter of a former president, she continues family legacy while supporting VFW Auxiliary and local community initiatives in Wisconsin.
Richard Redman
Secretary-Treasurer
Secretary-Treasurer Richard Redman brings CPA expertise and 15 years of corporate accounting experience. A Baton Rouge council member since 2007, he chaired UCT's examining finance committee and supports Special Olympics and Louisiana Public Broadcasting initiatives.
David Van Order
Director
Director David Van Order serves as Columbus purchasing manager and community leader. A former regional president, he founded the Westside Coalition and supports multiple charities including Special Olympics and Holy Family Soup Kitchen through his 20+ years in UCT leadership.
Questions
Does UCT have religious affiliations?
No, UCT maintains no religious or political affiliations. Our community service opportunities and insurance products are open to all individuals aged 16+ regardless of background.
How can I get involved with UCT?
Contact us to connect with your nearest local council. Members participate in monthly meetings planning community projects, with volunteer opportunities ranging from event coordination to direct service.
What community causes does UCT support?
We prioritize intellectual/developmental disability support (60+ years), cancer research, homeless assistance, recycling initiatives, and veteran/youth programs. Specific partnerships include Special Olympics, American Cancer Society, and Boys & Girls Clubs.
What benefits come with UCT membership?
Members receive exclusive discounts, leadership opportunities, and access to scholarship programs. Annual membership costs $36 (with $12 directly supporting community projects) plus eligibility for our affordable insurance products.
How does UCT's insurance model work?
As a non-profit fraternal society, our insurance operations fund member-driven community service. Policyholders become members who vote on local charity allocations through councils while receiving financial protection benefits.
Where can I find local UCT chapters?
Local councils operate in communities across the U.S. and Canada. Contact our national office to locate the nearest council or explore starting a new chapter in your area.
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