Unlimited Commercial Travelers Of America

United Commercial Travelers (UCT) is a fraternal benefit society driven by our members' dedication to community service. As a 501c8 non-profit, our charitable efforts across North America are made possible through the sales of our insurance products. With tens of thousands of members throughout the United States and Canada, UCT is one of nearly 59 fraternal benefit societies operating in 50 states, the District of Columbia, and Canada.

Our Mission and Vision

Our mission is to unite our members, provide affordable insurance products and benefits, and empower them to make a positive impact in their local communities. We are committed to the highest standards of service, integrity, and social responsibility. Our vision is to be the leading fraternal benefit society, inspiring our members to be difference makers in their communities.

Our History and Structure

UCT has been serving its members for over 130 years, with a rich history of community service and charitable giving. Our organization is structured around local councils, which are made up of volunteer members who come together to support various community causes and charities. These councils are empowered to decide which local initiatives to support, allowing our members to make a tangible impact in their communities.

Our Insurance Products

At UCT, we offer a range of innovative insurance products at especially affordable rates. Our portfolio includes Medicare Supplement, Dental and Vision, Critical Illness and Cancer policies, as well as Short Term Care and other unique insurance solutions. By choosing UCT, you not only get access to top-notch insurance coverage but also become part of a dynamic, mission-driven organization that gives back to the community.

Member Benefits and Discounts

As a UCT member, you'll enjoy a range of benefits and discounts, including access to exclusive savings, scholarships, and leadership opportunities. Our membership structure offers a unique chance to unite with others who share similar values and want to make a positive difference in their communities.

Doing Good

At UCT, we believe that giving back is not just a slogan - it's a way of life. Our members have invested over 210,000 volunteer hours and $3 million in local outreach over the past three years alone. We support a wide range of community initiatives, from cancer research and youth programs to helping individuals with intellectual and developmental disabilities and more.

Stay Connected

Stay up-to-date with the latest news and updates from UCT by visiting our website, social media platforms, or joining our mailing list. Whether you're a current or prospective member, we invite you to explore the many ways you can get involved with UCT and join the movement of service and giving back.