PGA Financial

At PGA Financial Insurance Services, we are dedicated to providing you with comprehensive senior benefit planning that will bring peace of mind to you and your loved ones. Our services range from Medicare tutorials and enrollment assistance to Long Term Care (LTC) planning and more. We understand the importance of proper planning and coverage for the golden years, and we are here to help you navigate the complex world of senior benefits.

About Our Services

Our primary focus is on Long Term Care planning, which is often overlooked yet crucial for ensuring financial security during the golden years. We also offer educational resources and assistance with Medicare enrollment, including parts A and B, as well as ancillary coverage. For a humorous and informative Medicare guide, please visit our website at www.medicareeasy.net.

Long Term Care Planning

Long Term Care is a significant concern for many seniors, as it is not covered by Medicare and can be a substantial financial burden. According to the statistics, about 70% of those over age 65 will need some type of LTC services during their lifetime, with over 40% happening in a nursing home. Many people rely on government assistance for Long Term Care, but this may mean spending down a significant portion of their assets. We believe that proper planning can help mitigate this risk and ensure that your golden years are filled with joy and financial security.

We offer various Long Term Care coverage options, including Traditional Long Term Care Insurance and Asset-Based Long Term Care. Traditional LTC Insurance is the best form of coverage, but it has its challenges, such as non-level premiums and strict qualification requirements. Asset-Based LTC, on the other hand, is more affordable and easier to qualify for. It can be funded with annual or monthly payments or a lump sum investment and offers tax-free benefits in the event of an LTC claim.

Our Expertise

At PGA Financial, we have over 25 years of experience in senior benefit planning and insurance. Our principal operator, Lee Martinson, is dedicated to helping you navigate the complex world of senior benefits and ensuring that you have the coverage you need for a secure and comfortable future. With our expertise and commitment to customer service, you can trust that you are in good hands with PGA Financial Insurance Services.

Contact Us

For more information about our services or to schedule an appointment, please call us at (909) 790-8622. You can also visit our office at 34455 Yucaipa Blvd. Suite 209, Yucaipa, CA 92399. We look forward to helping you with your senior benefit planning needs.