Protecting Ohio's Emergency Services, One Policy at a Time.
Our Story
Ohio Public Risk Insurance Agency (OPRIA) was established in 1984 with the specific purpose of addressing the unique insurance and risk management needs of Ohio's Emergency Service Organizations and Public Entities. Born out of VFIS of Ohio, we have grown alongside the state's emergency services, proudly protecting those who protect our communities.
What We Do
OPRIA partners with two industry leaders - VFIS and Glatfelter Public Entities (GPE) - to offer comprehensive insurance solutions tailored to the specific needs of municipalities, fire departments, ambulance services, rescue squads, and 911 centers. Our expertise covers:
Insurance Solutions
- Accident & Sickness Insurance: Protection against unexpected medical expenses and worker's compensation claims.
- Auto Insurance Coverage: Comprehensive protection for emergency vehicles and equipment.
- General Liability & Management Liability: Financial safeguards against bodily injury, property damage, and operational risks.
- Property Insurance: Coverage for damage or loss of essential equipment and infrastructure.
- Portable Equipment Insurance: Protection for specialized equipment used in emergency response.
- Excess Liability Insurance: Additional coverage for particularly large or complex claims.
Beyond Insurance
Beyond just providing insurance, OPRIA offers a wealth of resources and support to our clients:
- Education & Training: Customized workshops and educational materials to help organizations mitigate risks and improve their emergency response capabilities.
- Claims Management: Streamlined claims processing and assistance to minimize the impact of disruptions.
- Risk Management Consulting: Comprehensive assessments and recommendations to strengthen operational efficiency and resilience.
Our Commitment
At OPRIA, we understand the unique challenges and pressures faced by Ohio's emergency service organizations and public entities. We are committed to providing:
- Dedicated Expertise: Teams of experienced professionals with deep understanding of the emergency services industry.
- Personalized Solutions: Customized coverage plans tailored to each client's unique needs and risk profile.
- Exceptional Service: Responsive customer service and responsive claims management.
- Community Focus: Active involvement in supporting and promoting emergency service organizations.

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