Protecting Your Future Today.
Meet H&M Insurance: Your Trusted Partner in Business Protection
H&M Insurance is a local independent insurance agency based in San Diego, California, with over half a century of experience. We understand the unique challenges and opportunities faced by small businesses in our community, and we are dedicated to providing personalized insurance solutions that fit your specific needs.
Who We Are
Founded by experienced insurance professionals HERR Iott and Mike Mijlovic, H&M Insurance is a family-owned and operated agency with a passion for empowering small businesses through tailored insurance protection. We work with a wide range of highly-rated insurance providers to offer you competitive options and ensure you have the best possible coverage.
What Sets Us Apart
Our commitment to personalized service and client satisfaction sets us apart. We take the time to understand your business, its unique risks, and your budget. Our friendly and knowledgeable agents will work with you to:
- Identify potential risks and vulnerabilities
- Develop a customized insurance plan that fits your needs and budget
- Assist with the claims process and ensure your needs are met
- Provide ongoing support and guidance throughout your insurance journey
Our Services
We offer a comprehensive range of business insurance solutions, including:
Property & Casualty Insurance
- Business interruption insurance
- Commercial property insurance
- General liability insurance
- Workers' compensation insurance
Business Protection Insurance
- Umbrella insurance
- Cybersecurity insurance
- Errors & Omissions insurance
Industry-Specific Insurance
- Restaurant insurance
- Hotel insurance
- Bakery insurance
- Healthcare insurance
Why Choose H&M Insurance?
With H&M Insurance, you benefit from:
- Personalized attention: We take the time to understand your unique needs and goals.
- Wide range of options: We partner with multiple reputable insurance providers to offer you competitive options.
- Competitive pricing: We strive to provide affordable insurance solutions without compromising coverage.
- Exceptional customer service: Our team is dedicated to providing personalized and responsive service throughout your journey.
Get a Free Quote Today
Contact us today to schedule a consultation and receive a personalized quote tailored to your business needs. Let H&M Insurance be your trusted partner in protecting your business and achieving your goals.
Customer Satisfaction
The majority of customers are extremely satisfied with the services provided, citing helpful explanations, great experiences, and excellent customer service. Many reviewers praised the staff for being friendly, focused on helping customers, and making the process easy to understand.
Positive Feedback
Customers appreciated the staff's ability to break down complex information, provide detailed explanations, and offer helpful guidance. Some reviewers specifically mentioned staff members, such as Mr. Lou and Goran, who went above and beyond to ensure a positive experience.
Criticism and Concerns
On the other hand, a few customers had negative experiences, citing poor follow-up on calls, emails, and claims. One reviewer expressed frustration with the company's lack of knowledge about insurance refunds and questioned their credibility.
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