Business Details
50+ Years
experience
Emergency
services
Your Trusted Insurance Partner in Mount Joy, PA
B Titus RUTT Agency has served the Mount Joy community since 1935, providing personalized insurance solutions tailored to individual needs. Our family-owned business combines three generations of experience with a commitment to helping clients navigate policy options and secure optimal coverage. We maintain partnerships with stable, customer-focused carriers to deliver competitive pricing and comprehensive protection for homes, vehicles, businesses, and farms.Our team prioritizes transparency, responsiveness, and ethical service, ensuring clients receive both financial protection and peace of mind. With over 75 years of local expertise, we remain dedicated to serving as trusted advisors in risk management and insurance planning.
Services
Auto Insurance
Homeowners Insurance
Business Insurance
Farm Insurance
Motorcycle Insurance
Renters Insurance
Term Life Insurance
Watercraft Insurance
Workers Compensation
Details
- Year established: 1935
Highlights and features
- We offer three generations of family-owned insurance expertise since 1935
- Our team provides personalized policy comparisons from multiple carriers
- We maintain 24/7 emergency claim support for urgent situations
- Our staff holds professional certifications including CIC and CISR designations
- We specialize in local market knowledge for Lancaster County and surrounding areas
What people say
Excellent care
Thorough and professional
Saved significant money
Timely claims processing
Strong moral character
Services
Auto Insurance
Our auto insurance policies protect against financial loss from accidents, theft, or vehicle damage. We offer customizable coverage options including liability, collision, and comprehensive protection. Our agents help clients compare rates from multiple carriers to find affordable policies that meet Pennsylvania's minimum requirements and individual needs.
Homeowners Insurance
We provide comprehensive homeowners insurance covering property damage, personal belongings, and liability protection. Policies include standard coverage for structural damage and additional options for flood, earthquake, or high-value item protection. Our team assists with policy customization to match specific property needs and budget requirements.
Business Insurance
Our business insurance solutions protect companies against industry-specific risks through general liability, property coverage, and workers' compensation policies. We offer tailored packages for small businesses, including commercial auto and professional liability options. Our agents work with clients to assess risk exposure and implement cost-effective protection strategies.
Farm Insurance
We specialize in farm insurance packages covering property damage, equipment loss, and liability protection for agricultural operations. Policies include coverage for barns, livestock, crops, and farm machinery. Our experienced agents understand rural risk factors and help clients secure comprehensive protection for both residential and commercial farming activities.
Motorcycle Insurance
Our motorcycle insurance policies provide protection for various bike types including street, off-road, and vintage models. Coverage options include liability, collision, and comprehensive protection with customizable add-ons for accessories and roadside assistance. We help riders compare rates to find affordable coverage that meets Pennsylvania's legal requirements.
People
Jamie Rutt
President
Third-generation insurance professional with over 25 years of experience, leading the agency since 2010. Holds CIC certification and specializes in commercial risk management. Graduated from Pensacola Christian College with an accounting degree, bringing financial expertise to policy analysis.
Dan Davis
Accounts Manager
Certified insurance professional with CIC designation, managing client accounts and policy administration. Brings over 15 years of local insurance experience, focusing on personalized client service and policy optimization for residential and commercial clients.
Jean Pickel
Agent
Certified Insurance Service Representative with specialized training in policy analysis and client relations. Handles personal lines insurance with expertise in homeowners and auto coverage, providing tailored solutions for Mount Joy residents.
Damian Rutt
Agent
Insurance professional with CIC certification, focusing on commercial and farm insurance solutions. Combines family legacy with modern risk assessment techniques to protect local businesses and agricultural operations across Lancaster County.
Questions
What types of insurance does Rutt Insurance Agency offer?
We provide auto, homeowners, business, farm, motorcycle, renters, term life, watercraft, and workers' compensation insurance with customized coverage options.
Do you offer 24/7 claim reporting?
Yes, we provide after-hours emergency claim reporting through direct contact with our agents for urgent situations outside regular business hours.
How can I get a competitive insurance quote?
Contact us directly via phone or our website to receive personalized comparisons from multiple carriers for auto, home, or business insurance policies.
Are you a local, independent agency?
Yes, we're a family-owned Mount Joy agency serving Lancaster County since 1935 while maintaining access to national insurance markets through Keystone Insurers Group.
What certifications do your agents hold?
Our team includes Certified Insurance Counselors (CIC) and Certified Insurance Service Representatives (CISR) with specialized expertise in personal and commercial lines.
