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Your Trusted Partner for Travel Insurance Solutions
We are an online resource that simplifies travel insurance comparison and selection, offering unprecedented savings of 40% or more. Our exclusive policies, negotiated directly with leading insurers, provide comprehensive coverage for trip cancellations, medical emergencies, and lost luggage. We organize plans into three categories - Good, Better, and Best - to help customers make informed decisions.Our 24/7 support system ensures assistance before, during, and after travel, including emergency medical evacuation and claims processing. We pride ourselves on transparency, with no hidden fees and clear explanations of coverage terms and conditions.
Services
Trip Insurance
Travel Medical Insurance
Flight Insurance
Cruise Insurance
Travel Health Insurance
Highlights and features
- 24/7 customer support before, during, and after your trip
- Exclusive policies offering 40%+ savings on travel insurance
- Pre-existing condition waivers available when purchased timely
- Easy side-by-side plan comparisons with clear benefit explanations
- 24/7 travel assistance including medical evacuation and claims help
Services
Trip Insurance
Comprehensive coverage for U.S. citizens and residents protects against trip cancellation, interruption, and delays. Includes medical emergencies, lost luggage, and medical evacuation. Covers pre-paid vacation deposits with flexible options for domestic and international travel. Provides peace of mind through 24/7 emergency assistance and streamlined claims processing.
Travel Medical Insurance
Global medical protection for all travelers covers emergency treatment, hospitalization, prescriptions, and medical evacuation. Extends to pre-existing conditions when purchased timely. Ideal for international visitors to the U.S., Europe/Schengen areas, and visa holders. Includes lost luggage reimbursement and emergency medical transportation services.
Cruise Insurance
Specialized coverage for cruise vacations includes trip cancellation, missed connections, and travel delays. Provides hurricane protection, medical evacuation from ships, and baggage loss/delay benefits. Covers non-refundable deposits and offers enhanced protection for multi-leg journeys involving air travel and port transfers.
Flight Insurance
Cost-effective coverage for flight-related risks including cancellations, delays, and missed connections. Protects against non-refundable airline fees and offers enhanced benefits like pre-existing condition waivers. Covers medical emergencies during travel and provides emergency evacuation services for domestic and international flights.
Pre-Existing Condition Waiver
Available with select policies when purchased within 14-21 days of initial trip payment. Waives exclusions for conditions treated in prior 60-180 days. Expedites claims processing by eliminating medical records review requirements. Applies to trip cancellation/interruption and medical emergency coverage components.
People
Dan Skilken
President and Founder
Licensed insurance expert with global travel experience. Founded TripInsurance after personal struggles finding quality travel insurance. Specializes in traveler risk management and has extensive experience in high-tech startups across Asia, Europe, and the Americas.
Questions
What does trip insurance cover?
Trip insurance covers cancellation/interruption, travel delays, medical emergencies, lost luggage, and medical evacuation. Specific benefits vary by plan category (Good, Better, Best).
How are travel insurance costs determined?
Cost depends on trip cost, duration, traveler age, and coverage level. Policies are regulated by law with no hidden discounts, but we negotiate exclusive direct-to-consumer rates.
What is trip cancellation insurance?
Covers non-refundable trip costs for medical reasons, flight cancellations, document theft, and specific non-medical reasons like school year extensions or employer cancellations.
When should I purchase travel insurance?
Buy immediately after making your first trip payment to qualify for pre-existing condition waivers, bankruptcy protection, and cancel-for-any-reason benefits within 14-21 days.
Is trip insurance needed for domestic travel?
Recommended for non-refundable deposits, out-of-state medical coverage gaps, and travel delays. Protects against vacation rental cancellation penalties and unexpected medical expenses.
How do I file a claim?
Submit claims through our website or contact our claims team directly. We assist with documentation requirements and expedite processing for covered emergencies.
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